credit repair company?

Question

has anyone heard of a credit repair company called third eye inc

thanks np i tried third eye last month i just wanted to know if anyone has every used them before. i have had a lot of items deleted off of my credit report

Answer 1

yes i have used them and i have had 14 items deleted off of my credit report. also my friend had her credit repaired and her score went up into the 700's. credit repair does work.

Answer 2

Paying someone to accomplish the same thing you can do for yourself is usually reserved for people who can afford it, for those to busy, or for those who lack confidence and are easily overwhelmed by stress. Thinking outside the box is what is needed to fix your credit and a little knowledge of how the system works. Do it yourself and you will have accomplished a great deal.
Credit repair companies for the most part are rip-offs. Some work, some don't, but regardless this is something you can do yourself, and once done, you are good to go for anything that crops up in the future.
I spent 20+ yrs in the credit industry/finance world and if you want to know how to fix your credit, email me. I will be happy to step you through it..

Answer 3

I suggest being leary of these so-called credit repair companies because many of them are scams. They do little to improve your credit score and cost you money in fees.

A better thing to do is contact your creditors, meaning those to whom you owe money, and try to work out a payment schedule and amount that you can handle. Most are willing to work with you because they want to collect their money in the end.

Some may lower the rate, extend the time to pay, lower the payment amount, etc.

The bottom line is that they want to see that you're willing to pay your debt and take responsibility for the money you owe. Forcing you into bankruptcy hurts them most because they'll get far less than if they extend your payments for 20 years.

Answer 4

You need to check out this video on how to increase your credit score by using a 100% legal loophole. Here is the video URL: http://www.creditscoresecret.org

I was able to get to 595 from 489 in just one day and from 489 to 748 in just a few week; that's pretty fast in my book. Good luck!

Answer 5

Nope, but if you are having credit problems you are better off looking at Consumer Credit Counseling - they are a non-profit organization and only charge minimal fees to setup repayment plans with your creditors and get you back on track.

Answer 6

If you have credit problems talk to your issuing bank and come up with a payment plan. I company is not going to fix anything for you. You have to do it by yourself.