How should I find out what my credit score is? What is the safest way of doing it?
2006-07-17 12:38:03 · 7 answers · asked by I need answers. 2 in Business & Finance ➔ Credit
You are entitled to one free credit report a year - directly from each credit union. Transunion, Equifax, and Experian. Found this info online...Under the FACT Act amendments to the Fair Credit Reporting Act you are entitled to one free credit file disclosure in a 12 month period. To request this free annual disclosure you may contact the Central Source on-line at www.annualcreditreport.com. You can also contact the Central Source to request this free annual disclosure by calling toll free (877) FACTACT or by using the mail request form available at the central source website by clicking the following link www.annualcreditreport.com.
It's important to get your report from all 3 credit bureaus, as they may have different information.
Good luck!
2006-07-17 12:45:28 · answer #1 · answered by yellowbugchickoh 3 · 0⤊ 0⤋
The best thing you could ever due in regards to your credit is to check out my "your Identity..." yahoo360 blog. There is priceless information in there as well as a service that does so much more than just give you a comprehensive analysis of your credit including your score.
Check it out and good luck..
2006-07-18 12:27:48 · answer #2 · answered by mallicoatdd 4 · 0⤊ 0⤋
Each of the 3 credit bureaus maintain your credit scores. And they can vary from one bureau to the other, so I suggest checking them all. And legally, you are entitled to a free credit report each year.
You can go to a website like www.myfico.com to get them.
2006-07-18 01:16:07 · answer #3 · answered by msoexpert 6 · 0⤊ 0⤋
www.annualcreditreport.com
That is the US government mandated program so everyone can check out their report. If you want to check your score, you can easily get your score from this website from one of the credit companies (cost me around $5 i think to find out my score - the report is free)
2006-07-17 12:43:16 · answer #4 · answered by arkisman 2 · 0⤊ 0⤋
If you have a Washington Mutual credit card, they will give you your credit score for free anytime you want it.
Or, apply for a mortgage and the company will give it to you.
Otherwise, you will have to pay for it.
2006-07-17 14:44:13 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Find a local credit office. They sell them for $15.00 , and no one online can get your information . TRUST ME IT IS BETTER THIS WAY THEN ON LINE.....
2006-07-17 12:42:24 · answer #6 · answered by Scott c 5 · 0⤊ 1⤋
www.experian.com
2006-07-17 12:41:30 · answer #7 · answered by WhiteHat 6 · 0⤊ 0⤋