the accedent was100% their fault their inshurance has acceptrd it as such.. but hey are unwilling to pay for all repairs and all they ar willing to pay is less then one half of what i have in it and all they have said that they will give me is some doctor bills not all if they don't like ----but i have head and neck and back painand hip pain----the INSURANDE CO I AM dealing with is ALLSTATE one last thing DO NOT TRUST THEM THIS MY PERSONAL OPION
2006-07-17 11:20:33 · 7 answers · asked by louis 1 in Cars & Transportation ➔ Insurance & Registration
I am a claims adjuster and I can assure you a lawyer will not help you collect more money. A lawyer will only take about 1/3 of your settlement so you end up with less.
Insurance companies will pay whatever is reasonable and necessary. There must be a reason why they are only offering 1/2 for your repairs and doctor bills. Make sure you get a clear explanation from AllState. Most of the time, insurance companies cut bills because they are overcharged. If a doctor charges $1 million dollars for a band-aid, it doesn't mean the insurance should pay for it.
After AllState explains the reasoning for their offer and you still feel it is unfair, report them to the Department of Insurance in your state. The DOI will investigate and this is a big slap on the wrist for insurance companies.
2006-07-19 07:19:42 · answer #1 · answered by mikeygp4 2 · 0⤊ 0⤋
If the other party has insurance file a claim through there company. If not file a claim through your company all you should have to pay is your deductible in some cases you get your deductible back. If this does not work contact a lawyer.
2006-07-17 18:32:07 · answer #2 · answered by Chef Froggy 2 · 0⤊ 0⤋
This is the way insurance companies work, this is how they make their money by paying just enough. You should seek legal help, once you get a lawyer on them they'll start to realize that you mean bussiness.
2006-07-17 21:52:27 · answer #3 · answered by daango26 2 · 0⤊ 0⤋
You need a lawyer. Don't sign any papers. There are a lot of no recovery no fee lawyers out there.
2006-07-17 18:26:08 · answer #4 · answered by Anonymous · 0⤊ 0⤋
well typically the insurance companies deal with the claims you file and getting the money from the other insurance company themselves. mine has. good luck.
2006-07-17 18:23:53 · answer #5 · answered by chariot804 4 · 0⤊ 0⤋
Is Allstate your insurance company or the other party's? If there's, who is yours?
2006-07-17 18:30:33 · answer #6 · answered by oldman 7 · 0⤊ 0⤋
Hire a lawyer, that will get their attention.
2006-07-17 18:26:46 · answer #7 · answered by Jeffrey S 6 · 0⤊ 0⤋