Just wondering, cause i dont wanna pay $26 for going over like $0.75. If that wont work, what else can i try to reduce or stop the fee...please help a poor college student out. ={
2006-07-15 22:17:12 · 8 answers · asked by Fast Runner 2 in Business & Finance ➔ Credit
well i used my debit card at around 10:30 pm saturday night, and yes my bank is closed on sundays....so what i did(i dont know if it will work) is i went to the atm ouside the bank and deposited $20 sunday at about noon, so im hoping that that works.
2006-07-16 11:21:33 · update #1
If you have withdrawn $0.75 over available funds normally your bank would cover it without a problem. I have a question for you now, when you over withdrawn your account was it on a Saturday after the bank was closed for that day. If so, then so long as you deposited more funds before Monday morning then the bank shouldn't even notice that you had over withdrawn your account. If you over withdrew your account during the week, was it after the bank had closed for the day? If it was, did you have the money back in the bank before it opened for business the next day?
2006-07-15 23:16:06 · answer #1 · answered by NoLaAzN 1 · 0⤊ 0⤋
If you haven't actually gotten the NSF fee yet, the check sometimes takes a few days to clear through the bank, so get to the bank ASAP tomorrow morning and deposit the funds. Checks are usually deposited at most banks around 3pm. If you have already received the fee go talk to your bank (are you a long time customer, do you have a good history?) Then they MIGHT be willing to reverse it for you this once if you put the money in right away.
2006-07-16 17:14:13 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I do work at a bank, and if you deposit/transfer funds immediately to the account, you will still be in overdraft status until those funds clear your account, which is usually on a next days processing.
good luck!
2006-07-16 13:13:41 · answer #3 · answered by Danielle 1 · 0⤊ 0⤋
That's something you have to take up with your bank individually. Sometimes if you can bring in your ledger and show them how it was an honest mistake they'll reverse or reduce the charge...but not always.
2006-07-16 05:19:56 · answer #4 · answered by musikurt 4 · 0⤊ 0⤋
It cannot be avoided if the check goes through before the money goes in. Small chance maybe in a neighborly small town, but not in a hundred years in the big city.
2006-07-16 05:22:36 · answer #5 · answered by lindakflowers 6 · 0⤊ 0⤋
That is up to the individual bank.
2006-07-16 05:23:29 · answer #6 · answered by DL 6 · 0⤊ 0⤋
yes, if you do it before 5:00P.M. THE NEXT DAY
2006-07-16 05:21:38 · answer #7 · answered by Anonymous · 0⤊ 0⤋
no the deal is done its done
2006-07-16 05:20:06 · answer #8 · answered by eric 3 · 0⤊ 0⤋