How do I get Capital One to stop sending my children credit card applications in the mail?

Answer 1

You can opt of of receiving those solicitations.

http://www.ftc.gov/bcp/conline/pubs/alerts/optoutalrt.htm

Unsolicited Mail, Telemarketing and Email: Where to Go To “Just Say No”
Tired of having your mailbox crammed with unsolicited mail, including pre-approved credit card applications? Fed up with getting telemarketing calls just as you’re sitting down to dinner? Fuming that your email inbox is chock-full of unsolicited advertising? The good news is that you can cut down on the number of unsolicited mailings, calls and emails you receive by learning where to go to “just say no.”

Credit Bureaus

The credit bureaus offer a toll-free number that enables you to “opt-out” of having pre-approved credit offers sent to you for two years. Call 1-888-5-OPTOUT (567-8688) for more information. When you call, you’ll be asked for personal information, including your home telephone number, your name and your Social Security number. The information you provide is confidential and will be used only to process your request to opt out of receiving pre-screened offers of credit.

In addition, you can notify the three major credit bureaus that you do not want personal information about you shared for promotional purposes—an important step toward eliminating unsolicited mail. Write your own letter or use the sample letter on the back of this Alert to limit the amount of information the credit bureaus will share about you. Send your letter to each of the three major credit bureaus:

Equifax, Inc.
Options
PO Box 740123
Atlanta, GA 30374-0123

Experian
Consumer Opt-Out
701 Experian Parkway
Allen, TX 75013

TransUnion
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094

Direct Marketers

Telemarketing
The Federal Government has created the National Do Not Call Registry—the free, easy way to reduce the telemarketing calls you get at home. To register, or to get information, visit www.donotcall.gov, or call 1-888-382-1222 from the phone you want to register. You will receive fewer telemarketing calls within three months of registering your number. It will stay in the registry for five years or until it is disconnected or you take it off the registry. After five years, you will be able to renew your registration.

Mail
The Direct Marketing Association’s (DMA) Mail Preference Service lets you opt out of receiving direct mail marketing from many national companies for five years. When you register with this service, your name will be put on a “delete” file and made available to direct-mail marketers. However, your registration will not stop mailings from organizations that are not registered with the DMA’s Mail Preference Service. To register with DMA, send your letter to:

Direct Marketing Association
Mail Preference Service
PO Box 643
Carmel, NY 10512

Or register online at http://www.the-dma.org/consumers/offmailinglist.html.

Email
The DMA also has an EMail Preference Service to help you reduce unsolicited commercial emails. To “opt-out” of receiving unsolicited commercial email, use DMA’s online form at www.dmaconsumers.org/offemaillist.html. Your online request will be effective for one year.

Department of Motor Vehicles

The Drivers Privacy Protection Act allows states to distribute personal information only to law enforcement officials, courts, government agencies, private investigators, insurance underwriters and similar businesses—but not for direct marketing and other uses.

Answer 2

I agree with Incognito, check your childrens credit reports for possible ID theft. If there is any action on their accounts, file a police report and send a copy to the credit bureaus and what ever company placed the item on the report.

If there is (or isn't) ID theft involved you should still call the opt out number and opt them out.

Also, do as another poster said, fill the return envelope full of junk. Stick everything that you can possibly cram into it (as long as what you put in does not have any personal info on it) Put in advertisements from your local paper etc. Fill it so much that you can barely close it.

Not only will you be getting rid of some of the excess junk paper that you have, you will be making the company that sends those offers pay for it lol.

Answer 3

If they are sending your children credit card applications then someone might be using their SSN for credit. I would pull a report on each child. If there is credit it on it - alert the credit bureaus immediately and report the fraud.

Answer 4

Send the letters as "return to sender" stating that your kids no longer live there OR simply write "take me off the list" on the front of the envelope...but don't stop there. Find the number to their distcrict office and threaten to call a lawyer if they don't stop harrassing your family. There should always be a 1-800 number in addition to all that if you have any other questions.

Answer 5

send them back and get the cc for them. my daughter did that - I didnt know she did it at the time, but they sent her, 14 at them time, a credit card with a $1000 limit on it. go figure

Answer 6

Send back the business reply envelopes with rubbish make them heavy so they have to pay postage. Remember to black out any of your identifying address etc. on the envelope .. They wont stop mailing them to you but at least it will cost them , their crooks dont ever succumb to their advaces for credit, their like a spider and fly relationship , except they dont kill you the continue to suck you dry.... CAPITAL ONE .... sUCKXSSS

Answer 7

Do you have ANYTHING sent to the house in your childrens' names? Think hard... magazines, book clubs, ect. some companies will send your chindren "FREE" stuff, like books and other things, but make their money by selling your childrens names to Credit Card Companies as leads. You will want to contact those companies as well as the opt-out numers listed by the others. Capital One doesn't know that the names are those of Children, all they know is that it's a name and address that they can send on offer too. They have to send to lots of people before they get a response, less than 1% of the mailers are usually reponded to, so they use shear numbers to get applications. While it's easy to blame the Credit Card company, in this case Capital One, it's not their fault really, they're just doing their best to get Cardmembers ANY way they can. If you call and make threats, the reps will just laugh at you after you hang up, trust me I know, because I am one of those reps for Discover Card, taking Applicaitions all day. You can't take ANY legal action against a Credit Card company for OFFERING credit to tyour children until you have contacted them or the credit bureaus and allowed 60-90 days to go into effect, so until you've done that, don't waste your breath or look like an idiotic hot-head calling them with threats of suits. Just be nice about the situation, and calm, the rep will remove your childrens' names from their database, and most likely yours as well, so no one in the house will gets mailers from them.

Answer 8

1-888-5-OPT-OUT

Answer 9

I would right them a stern but nice letter and ask them to delete you and your kids from their database. Remember, you can make a point better if you're tactful about it.

Answer 10

Hahahaha thats a good un :)