2006-07-15 07:16:37 · 4 answers · asked by annie 1 in Health ➔ Other - Health
Chronic expensive ones like multple sclerosis, Alzheimers Disease, congestive heart failure, angina pectoris, c.o.p.d., mental conditions like bipolar disease, schizophrenia, etc. They have no desire to pay a lot of money for a person who has an existing expensive medical condition. Their primary corporate goal is to make money for their investors.
Dan.
2006-07-15 07:19:45 · answer #1 · answered by Dan S 6 · 0⤊ 0⤋
Always tell the insurance company the honest truth about any question they ask. If you do not do that on the application, they have the legal right to back out of the coverage by refunding your money paid when what you want is for them to pay the costs of care.
Now, how can you find out whether the condition(s) you have will cause a problem in getting insurance. The way to do that is make an honestly answered application and see what the company says. You can even safely go all the way to purchasing a plan because you will have a 10-day period to look at it after they send it to you and return it for a full refund of the premium. You won't be able to get a refund on the application fee ($10 if you have them send the policy to you via Internet; $20 if you have them mail it). Go to http://www.wavehelp.com/health-insurance/index.htm and click on through to a health insurance quote.
Best wishes.
2006-07-15 18:04:37 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Depend on the company. If it's not something chronic & major, I wouldn't tell them, because you don't want to get denied for a condition that you may or may not have issues with in the future.
2006-07-15 14:21:14 · answer #3 · answered by luckyirishgirl2004 3 · 0⤊ 0⤋
any long term or life threatening illness ..... from aids, cancer, or even being a diabetic!!!
2006-07-15 14:20:19 · answer #4 · answered by snicker 4 · 0⤊ 0⤋