2006-07-14 07:44:16 · 11 answers · asked by baby gyrl 2 in Business & Finance ➔ Credit
Hi baby gyrl,
Trey.
First Premier http://www.firstpremier.com/
Household
http://www.hsbcusa.com/
Orchards (Also household)
Cap one
http://www.capitalone.com/
Good Luck,
~Trey
2006-07-14 08:50:05 · answer #1 · answered by ~Trey 3 · 1⤊ 0⤋
Try Capital One.
You may have to get it "secured" at first. This means you put a deposit down (Like $200) and they only extend a line of credit up to the deposit amount.
After about a year of good faith. Paying on time, and not going over your limit, they may allow you to move to an unsecured credit card. At which point they would return your deposit at the Capital One card would be a regular credit card.
After some more time with good behavior 6 mo. - 1 year you may be able to ask for a credit increase, the might up it to $500. Don't run up your card though. Pretend they haven't changed the limit.
Your credit score is partially dependent on how much available credit you have. I.e. if all your cards are maxed out you are considered a bad risk. If at least half of the credit on a card is available it HELPS your rating. It can help you get more credit, say to get a car loan or for a house.
Good luck.
2006-07-14 07:53:12 · answer #2 · answered by Crystal Violet 6 · 0⤊ 0⤋
Check Household Bank credit card.
2006-07-14 07:48:29 · answer #3 · answered by Scott D 5 · 0⤊ 0⤋
Try Dr. Credit They offer all types of services for people with bad credit. I got 2 unsecured credit cards from them and I have bad credit too.
http://www.jensden.com/g.o/rstinson
2006-07-14 08:47:02 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If you must have a credit card then search the web for cards that you deposit money with them and that is your limit. Better thing to do is get a debit card. You can't spend the money if you don't have it in your account either.
2006-07-14 07:50:26 · answer #5 · answered by pappa_15 3 · 0⤊ 0⤋
Orchard Credit cards do...i've heard many people go to them to rebuild credit
2006-07-14 11:01:30 · answer #6 · answered by christiansareawesome 4 · 0⤊ 0⤋
Orchard bank gave me my first unsecured card, I havn't had any problems with them.
Then get a $500 secured with your bank, that will really help rebuild your credit.
2006-07-14 18:29:28 · answer #7 · answered by justice4_ak 2 · 0⤊ 0⤋
http://www.rewards660.com, guaranteed instant approval, they give u instant online approval. Its a Visa Card
2006-07-14 22:45:46 · answer #8 · answered by Ƹ̵̡Ӝ̵̨̄Ʒ♥MzPretty♥ 4 · 0⤊ 0⤋
There is some useful advice here.
2006-07-14 11:05:37 · answer #9 · answered by Anonymous · 0⤊ 0⤋
They all do with...exorbitant rates.
2006-07-14 07:47:54 · answer #10 · answered by Anonymous · 0⤊ 0⤋