No, only your credit record/rating, you will find it hard to get credit for 7 years, you will have debt collectors on your tail and you wont be able to get another credit card. By the sound of it you shouldn't have one. Best to arrange to pay it off over time and cut it up and send it back. If you make an arrangement to pay you can restore your credit record, but best to make an arrangement before it becomes overdue, to avoid any credit stain. ok?
2006-07-14 03:36:35
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answer #1
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answered by gcaisle 2
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Not paying a credit card is a civil issue not a criminal one.
2006-07-14 03:34:11
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answer #2
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answered by jb12 2
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you received't get a criminal list except a judgment is issued adverse to you ordering you to pay the debt and also you do not. yet what's going to ensue (it truly is lots worse) is it is going to impression your credit status, meaning you'd be grew to change into down each and each and every time you note for a mortage or a motor vehicle mortgage, and also you may likely under no circumstances get a mastercard back. credit comments persist with you for a minimum of seven years, so no longer paying off your mastercard is an truly undesirable concept. once you're having difficulty, call your mastercard business enterprise and clarify the challenge. commonly they are going to artwork with you see you later as you're making an attempt to pay the cardboard off.
2016-12-01 06:40:09
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answer #3
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answered by Anonymous
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It has nothing to do with your criminal record unless it's fraud.... until then, you're just screwing up you credit score. And in the US, your credit score is EVERYTHING!!!..... unless you just happen to have a sh*tload of money.... but if you did... why wouldn't you pay off your credit cards, right?
2006-07-14 07:30:09
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answer #4
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answered by BrownTown 5
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It will be recorded only to start with. But Your mental peace will be affected from the day you deny paying the debts.
If no justification in your conseciouses, it makes no difference..
2006-07-14 03:41:26
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answer #5
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answered by ramaswami2003 2
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after your sued,and found guilty in court,there's a criminal record right there,still don't wanna pay?there's another,hell maybe some jail time then
2006-07-14 03:35:32
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answer #6
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answered by b 4
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When you charge something on your card and leave the store with it.......then dont pay the card......its stealing. Plain and simple. Same with bouncing checks. Its fraud. Its also the reason things cost so much now........Thanks
2006-07-14 03:41:58
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answer #7
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answered by ttazevert 2
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generally, no. At least in the US. However, if it is proven that you have the intent of running up your cards and then not paying them (and this post could be considered intent if it could be traced to you) then you could be successfully prosecuted for fraud.
2006-07-14 03:35:27
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answer #8
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answered by ceprn 6
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so u hav a criminal record!!
2006-07-14 03:35:30
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answer #9
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answered by knu 4
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It should be go to collection agency only.
2006-07-14 03:36:07
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answer #10
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answered by JAMES 4
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