How can I get my down payment back from the dealership if I have 2 return the car b/c the finacing didnt go ?

Answer 1

I'm not sure, but I think they have to give it back to you.

The sale did not go through, it was not your fault. You thought your credit was ok, If they really want to keep the money, they need to find you some other financing. They probably have quite a few agencies that they can try. It may cost you more points, but they gotta keep the car payment at the same amount that you agreed to in your signed contract.

Answer 2

If you have to, call the police. Explain to the cops that you're going to keep the car because they won't return the down payment to you. Try that....