We are a major British company sending employees to work in USA on secondment for a limited period of time. We buy global Employers Liability coverage and Workers Compensation for US based citizens and separate medicare insurance. Must we buy cover for UK citizens who are in USA on a workmens compensation basis?
2006-07-13 03:19:18 · 7 answers · asked by Nimbus 5 in Business & Finance ➔ Insurance
It seems to me that an employee in the US can file for US (actually state) Workers Comp benefits for an on-the-job accident whether he is a citizen or not. I think the only issue is whether your existing UK policy will cover this, and if the UK insurer is licensed in the particular state.
2006-07-13 04:35:16 · answer #1 · answered by fcas80 7 · 2⤊ 0⤋
This is really a coverage issue on your current UK work comp policy, if you have one.
It most likely depends on whether or not you would need to cover them in the UK.
If they are in the US temporarily but are considered employees of the UK company, then the UK work comp policy probably already covers them.
Before wasting money on coverage you may not need, check your current policy in the UK and see if you can add the overseas temps there.
2006-07-13 04:05:46 · answer #2 · answered by markmywordz 5 · 0⤊ 0⤋
The business organisation is had to carry workers comp coverage for the staff, if the business organisation has a minimum of X type of workers. In my state, this is 3. If he has in basic terms 2 workers, workers comp isn't required.
2016-10-14 10:25:22 · answer #3 · answered by ? 4 · 0⤊ 0⤋
Yes you should, if they are over here on a visa, greencard, what not, they could still possibly get the option to file w.c. Consult an worker's comp. attorney in the area you are having your business in the U.S. They will be the best source of information for you since workers comp laws have changed drastically over the past 3 years. I'd say, just to be safe, have it. It can't hurt.
2006-07-13 03:28:09 · answer #4 · answered by JJ 3 · 0⤊ 0⤋
That's tough. I would suggest that it would be a good idea to cover yourself by going ahead with it, but it depends because since it's only a limited amount of time - do you want to take the risk? I think that since they are working in the US they would need the insurance.
Of course, I'm no expert, so I can't say for sure.
2006-07-13 03:27:09 · answer #5 · answered by plcarnrike 3 · 0⤊ 0⤋
US employers are required to provide Workers Comp whether you're consulting or a "real" employee
2006-07-15 02:34:33 · answer #6 · answered by Sidoney 5 · 0⤊ 0⤋
who cares go nut and by a nitntendo . live free
2006-07-13 06:39:53 · answer #7 · answered by caruso d 2 · 0⤊ 0⤋