woman hit me this morning and the cops came did not impound her vehicle. I called her ins. and my ins. and found out she did not have any insurance. I am covered thru my insurance, what do I do?Do go after her, her old ins. co. The police for not impounding her car?Don't know yet how much damage (cost) done to mine.
2006-07-11 13:01:33 · 12 answers · asked by jeephandle 3 in Business & Finance ➔ Insurance
Make the claim on your insurance, let your insurance company sue her for you to reclaim the money they loss to fix your car. When they recover their money, they will give you back you deductible. Your second choice is to sue her directly without using your insurance, but chances are she doesn't have any money...that why her policy canceled.
2006-07-12 05:07:17 · answer #1 · answered by cphill7406 1 · 2⤊ 0⤋
Unless it was only a scratch, either have your insurance company pursue her to collect for damages or hire an attorney to do so. Play hardball. You may end up with nothing but she should lose her license. She may kill the next person she hits. You owe it to the next driver that she learn financial responsibility from this lesson.
2006-07-12 02:25:17 · answer #2 · answered by insuranceguytx 5 · 0⤊ 0⤋
You go through your insurance, and your insurance will go after her personally. If they get your deductible back, they'll reimburse you.
These things can take YEARS, and just because they get a judgement in court doesn't mean you actually get any money; so you're better off letting them use their attorneys.
2006-07-12 02:00:17 · answer #3 · answered by Anonymous 7 · 0⤊ 0⤋
Getting an criminal specialist will fee more desirable than the deductible. when I promote a coverage, I continuously propose now to not get more desirable than $500 ded. you are able to take the different party to small claims courtroom. Your Agent is in simple terms reciting what you agreed to on the coverage once you got it.
2016-10-14 09:14:28 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yes, go after her. Otherwise you'll pay through the nose to repair your own vehicle. It is irresponsible and illegal to drive without insurance.
2006-07-11 13:05:28 · answer #5 · answered by svetlana 3 · 0⤊ 0⤋
after your insurance company pays for your damages they should go after the at fault party, regardless if they are insured or not, this is called subrogation;
2006-07-12 17:17:57 · answer #6 · answered by purelle626 2 · 0⤊ 0⤋
You should try to settle it w/ her. Get an estimate and see if she can pay it. Then go to the police if she won't comply. They should be the one who takes care of it.
2006-07-11 13:07:44 · answer #7 · answered by the nothing 4 · 0⤊ 0⤋
Depending on your damages you can take her to small claims court.
2006-07-11 14:22:43 · answer #8 · answered by John H 4 · 0⤊ 0⤋
depends on the damage....and if ur paid by the ins. then don't go after her.....karma bits back.....if u can then leave it be
2006-07-11 13:07:12 · answer #9 · answered by anh23059 2 · 0⤊ 0⤋
Hmm.
2006-07-11 13:14:52 · answer #10 · answered by jedi214 2 · 0⤊ 0⤋