2006-07-11 05:41:19 · 8 answers · asked by LaToya H 1 in Business & Finance ➔ Credit
not for a debit card, but yes for a credit card, but they do have prepaid credit cards that work almost just as good
2006-07-11 05:45:51 · answer #1 · answered by stephen s 3 · 0⤊ 0⤋
A debit card: no. The money is deducted straight from your checking account. A credit card: short answer: yes. longer answer: If you don't have credit, you can still get one - to build a credit history. You would have to get a co-signer for the card so that somebody on the account has a history that can be referenced.
2006-07-11 12:46:35 · answer #2 · answered by Richard H 7 · 0⤊ 0⤋
Hi LaToya,
No, you do not need to have credit.
A debit card is connected directly to a bank account.
A secured "credit" card is also available to you without credit. You allow them to deposit a certain amount, say like $500.00, and they will allow you to use the card "like" a credit card. This is a great way to also build your credit.
Good Luck,
~Trey
2006-07-11 12:49:42 · answer #3 · answered by ~Trey 3 · 0⤊ 0⤋
no you can get a debit card by opening a checking account, credit cards you can get a secured credit card, your limit is the amount that you have put into the account.
2006-07-11 12:46:09 · answer #4 · answered by native 6 · 0⤊ 0⤋
No. You can get a credit card anytime you like. Just remember one thing: never charge anything to your card that you can't pay for in one payment. Otherwise, you are throwing away money on finance charges and fees.
2006-07-11 12:45:35 · answer #5 · answered by a_phantoms_rose 7 · 0⤊ 0⤋
the only thing you need for a debit card is a checking account with money in it.
2006-07-11 12:45:09 · answer #6 · answered by Cookie 5 · 0⤊ 0⤋
unfortunately yes.
2006-07-11 12:45:07 · answer #7 · answered by pinkpicklebox 4 · 0⤊ 0⤋
not if you use help from here
http://www.wesayes.com
2006-07-11 12:55:01 · answer #8 · answered by Anonymous · 0⤊ 0⤋