How do you find out if you are a victim of identity theft?

Answer 1

I agree, order your reports and go over them.

I disagree about using any site other than the FTC government approved site to order your FACT-Act reports. Any other site is scam sites that may end up costing you.

Answer 2

Take the time to read the link below. It's a file put out by the Federal Trade Commission and goes into identity theft.

The danger of ID Theft is that it's like cockroaches! Once you begin to see a problem, it's already out of control and doing great damage. So early prevention is the key.

Getting a credit report will tell you if there are any open accounts, delinquencys, judgements, or whatever is in your name. Examine your report carefully for errors.

There are some new laws coming out that will make it a pain in the butt to fix ID Theft problems. For one, a police report will now be required for an ID Theft flag to be placed on your credit report. Many police agencies are still dumb as to how to report this, and may even refuse to take a report. That's what happened to me. I had to badger the chief of police to get it done!

Answer 3

Since your online, most yahoo home pages have little side bars that contain at least one offer for a free credit report. Complete your personal info and sign up for a basic report, if your really thinking your identity has been tampered with, pay the twenty bucks to get a full in depth report. It will tell you how your social security number has been used to open anything from credit cards to home loan applications. I'd advise doing this now, the longer you wait the more damage can be done.

Answer 4

contact the credit bureaus and get your free annual report.
Look for anomalies.
Report any to the bureaus and then your state attorney general.

Answer 5

Pull your credit and see if there is anything on there that is not yours.

www.equifax.com
www.transunion.com
www.experian.com

Answer 6

do research