can a credit card company garnish wages from a federal disability check?

Answer 1

don't think so, unless ordered by a court.

Answer 2

No they cannot garnish your SSDI no matter what state you live in.

Be very careful because even if your SSDI is exempt, and you have it in a bank account, they may try to grab it (even though it is illegal). If they do, you can get it back but it will take time.

If you have it in a bank account that you deposit other funds into, say your spouses check, a birthday check from your great aunt Ruth etc., that leaves the door open for them to garnish your bank account.

So, unless you have an account that is only used for your SSDI checks, I would suggest closing that account. Then either open another account or just deal in cash.

As far as your other exemptions, you need to read your state statutes to see what is exempt in your state. Exemptions vary by state.

Answer 3

No they cannot
our most important exemptions include:

* Necessary clothing
* Income from Social Security, unemployment compensation, public assistance, veteran's benefits, disability benefits and private pensions
* Alimony and child support payments
* Take home pay up to $292.50 per week after all state and federal taxes have been taken out
* $15,000 worth of equity on the home you live in (including a mobile home or condominium). "Equity" is the amount that something is worth in its current condition (what you could sell it for) minus what you owe on it. So if you own a $50,000 home with a $45,000 mortgage, you have only $5,000 worth of equity. Your creditor can't take it;
* A motor vehicle (car, truck, van, etc.) in which you have $2,400 worth of equity or less. If you own a car worth $10, 000, but you owe $9,000 on it, you have less than $1,200 worth of equity and your creditor can't take it. You can also "stack" on the $4,000 "other personal property" exemption (see last item in this list) to allow you to protect a motor vehicle in which your equity is as high as $5,200;
* Tools of your trade which are not worth more than $1,500 total
* $4,000 worth of any other property. You have the right to choose the property. It could be a bank account, a tax refund, household furniture and furnishings jewelry, anything or any combination of things as long as the total value is not more than $4,000.

Answer 4

I know government type of checks can't be garnished.

Answer 5

It's a Bush Administration, I wouldn't put it past them.

Answer 6

no but seek kegal aide with that

Answer 7

I would say no!