2006-07-10 09:50:27 · 5 answers · asked by Steve A 2 in Business & Finance ➔ Credit
If you are behind on child support or owe the IRS money, then they can. If you are late paying credit card bills, then no. In Texas, then can not touch your wages for credit card debt.
See I love being right...........
2006-07-10 09:52:51 · answer #1 · answered by pamela_d_99 5 · 0⤊ 0⤋
You can have your wages garnished in any state for credit reasons. The best thing you can do is not tell them where you work and consistantly send some kind of payment every month even if it is only $10. If you are sending something they won't try for garnishment. If you tell them where you work they can take out up 25% until they are paid off.
Go to http://www.daveramsey.com for help with debt. He has great ideas on the how to's of paying off debt. Good luck to ya!
2006-07-10 16:54:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
A garnishment is a legal proceeding which a creditor lodges against a debtor. If your employer is doing his/her duty and filing quarterly taxes on your reported earnings, then a creditor can get access to employment information, and use that information to lodge a garnishment against you in a court of law. If you are delinquent on your credit card payments and can't pay the minimum required, contact Consumer Credit Counseling Services, at www.cccsatl.org and tell them you need assistance. The counselors will work as a liaison between you and your creditors and will assist you in getting a lowered, fixed interest rate and payments you can manage until your debt is paid off. There is a fee of about $25 per month that CCCS charges, the initial counseling session is at little to no cost to you. I suggest you contact them today and avoid garnishment if at all possible.
2006-07-10 16:55:44 · answer #3 · answered by KayKay 1 · 0⤊ 0⤋
"You can have your wages garnished in any state for credit reasons."
Sorry, that is absolutely WRONG.
There are currently 4 states that do NOT allow wage garnishment except for child support and the IRS:
TX
NC
SC
PA
Every other state allows wage garnishment of anywhere from 10 -25% of your disposable income (gross less mandatory deductions).
2006-07-10 20:23:33 · answer #4 · answered by SciFiDiva 2 · 0⤊ 0⤋
the last i knew(use to live in texas) there is no wage garnishment in Texas.
2006-07-10 16:57:52 · answer #5 · answered by ? 5 · 0⤊ 0⤋