I have a credit card, but I haven't had it for very long. I just started my credit line a couple of months ago. My hubby has such bad credit that he can't even get a small loan. How can I get a car?
2006-07-10 07:19:26 · 7 answers · asked by Anonymous in Cars & Transportation ➔ Buying & Selling
We have a truck we just need another car.
2006-07-10 07:23:45 · update #1
Credit has always been an important factor when buying a car but there are more and more lenders now have special finance program for customer who has little or no credit.
Due to the competitive market, most car dealers will work extra hard to get you approved as long as you have job. Some manufacture, such as Volkswagen even has "first time buyer program" for your situation.
We would suggest you to shop on the interest rates first before selecting a vehicle, here are some good lenders who can also help you through the process:
https://www.harborcredit.com/partners/AutosBargain/landing_purchase.php?partner_id=c2474e40-85dc-4002-876e-1618e50eb5a7
http://www.capitaloneautofinance.com/Public/Landing/Affiliate/Default.aspx?redir=true&AID=1610900&PID=1704719
2006-07-10 14:12:25 · answer #1 · answered by autosbargain 2 · 2⤊ 0⤋
You can get a new car w/ special financing, but they're gonna kill you w/ interest rates like 18% or more... Too much money... I went through the same thing a few months ago, but I saved up like $2500 and bought a car cash... I haven't had no problems w/ the car, and all I pay is insurance and gas... So, the best thing would fix your credit, to get the best interest rate, get special financing which charges an arm and a leg on finance charges, or save up and buy a car cash...
2006-07-10 07:27:15 · answer #2 · answered by qbanita0113 4 · 0⤊ 0⤋
Take a credit card statement and copies of your utility bills (in YOUR name only) to the dealership. You will get a better loan from the dealership, guaranteed. Also, you will need at LEAST $500 for a downpayment, though I recommend between 2 and 3,000.
2006-07-10 07:23:34 · answer #3 · answered by cyanne2ak 7 · 0⤊ 0⤋
Buy a clunker for little money. Save for a better car.
2006-07-10 07:24:16 · answer #4 · answered by Mork the Stork 3 · 0⤊ 0⤋
buy a cheap piece of junk...then get a freakin job and pay for nice one like the rest of the world...
2006-07-10 07:24:10 · answer #5 · answered by Grin Reeper 5 · 0⤊ 0⤋
do you have a screw driver and a neighbor?
presto, next thing ya know your driving.....
2006-07-10 07:26:25 · answer #6 · answered by Anonymous · 0⤊ 0⤋
use the bus
2006-07-10 07:22:29 · answer #7 · answered by akg 3 · 0⤊ 0⤋