only problem is my credit score and credit history are very bad i think my score is in the mid 500s any suggestions?? where i can go
2006-07-10 07:13:25 · 9 answers · asked by JERSEY MA 2 in Business & Finance ➔ Credit
Well, you don't mean 'pay it off', you mean shifting it from one debt holder to a different one...What will that accomplish?
suggestion, sell the stuff you bought with the $12k and pay it off.
2006-07-10 12:56:27 · answer #1 · answered by -* 4 · 0⤊ 0⤋
Is it possible to get an equity line of credit? Do you own a home?
At least you can extend the terms of repayment and the interest rates will be lower than credit cards-be careful though, you don't want to sign something that won't really be helpful. Good Luck
2006-07-10 08:57:07 · answer #2 · answered by Maria b 6 · 0⤊ 0⤋
Try to go to a financial consultant, they can usually help even if your credit is bad, don't claim bankruptcy, it's not worth it over 12 thousand.
2006-07-10 07:17:39 · answer #3 · answered by Wondering 2 · 0⤊ 0⤋
talk to a financial counsellor. if your credit score is bad than it indicates some financial counselling / honesty is in order
live a cash life, my friend. it is the only way.
live within your means.
2006-07-10 07:51:20 · answer #4 · answered by loztdog 1 · 0⤊ 0⤋
In all honesty, bankruptcy may be a good option for you.
2006-07-10 07:16:26 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Your in dept, so you get a loan to pay it off....um...BAD IDEA
get a job
2006-07-10 07:16:43 · answer #6 · answered by Anonymous · 0⤊ 0⤋
There is some useful advice here.
2006-07-10 08:55:07 · answer #7 · answered by Anonymous · 0⤊ 0⤋
no problem you are approved
http://www.wesayes.com
2006-07-10 07:38:34 · answer #8 · answered by Anonymous · 0⤊ 0⤋
prosper.com
2006-07-10 07:16:27 · answer #9 · answered by akg 3 · 0⤊ 0⤋