why do credit cards get a cash advance on them and debit cards do not?

Answer 1

Because credit cards are advanced money, and debit cards are only as valuable as how much money you currently have.

Answer 2

Because credit cards are lines of credit you're allowed to use. A debit card is straight from your checking account. You can use a debit card as credit in some stores, but it only means the purchase is covered by the credit card security. Not by a line of credit.. did that make any sense?

Answer 3

Because a credit card is technically a loan, while a debit card pulls the money immediately from your checking account.

Answer 4

Because debit cards do not work with credit. Debit cards are just like checks.

Answer 5

For a credit card you promise to pay the money they give you... for a debit card, its is just taken away from your bank account. Basically, they are two different types of accounts and services.

Answer 6

because the credit card wants to charge exorbitant amounts of interest on you...and debit cards do have cash advances through the banks called loans.

Answer 7

Because with a credit card, you are purchasing items with borrowed money (on "credit"), therefore they will advance you money. A debit card takes money out of your own checking or savings account, therefore you can't borrow money you don't already have in the account.

Answer 8

On a credit card you have to pay the balance back plus interest. The money isn't yours, it belongs to a bank. So it is beneficial for banks to loan you money you don't really need. (That's how they make their money.)

A debit card is your money. So unless you give yourself your own cash advance ........

Answer 9

Hmmm?
Credit
Debit
http://www.m-w.com/

Answer 10

with a debit card the money is already yours, with a credit card youare "borrowing" the money therefore, have to pay interest,