where should i report if someone use my SS number? I owe bank and bad credit now...help.......?

Answer 1

I feel your pain. Someone stole my identity then proceeded to buy 2 cars, insurance, several cell phones and even get employment using my name.

You've got a lot of work ahead of you. Begin by calling the police and have them file a report, you're going to need that. Then call the companies the loans were taken out with. They're not going to believe you, but have patience. Call the 3 major CRA's and get a fraud alert put on your credit. When you get the reports, go through each one and mark off the accounts and inquiries that aren't yours. The reports will have directions on how to contact the agency to get the wheels in motion for an investigation.

Another thing, if someone bought a vehicle using your information, contact ChoicePoint and get a free report. People often neglect that agency, but I didn't and found out that the people who bought a car using my name also bought insurance and had an accident - all under my name.

Contact the SS administration and let them know what you know. They will send you a statement of your earnings, check it against what you've made. Generally they will not issue a new number because all of the other avenues pretty much block the use of your number further.

If you need more information, contact me. I spent 3 years learning every in and out of every company and law enforcement agency when it comes to ID theft.

Answer 2

You need to contact your local SS office and file for a new number. You also need to report it to some type of law enforcement agency...police, sheriff, or even state level. For sure contact your bank and any other financial institutions and anyone who has access to your number for a legitimate reason. Your bank and credit card companies should be able to process disputes against anything on your account that you did not authorize in order to get your funds back. You can also file a dispute on your credit for this as well.

Answer 3

I had an identity theft, too. this is what my lawyer advised. First, go to the police dept. and make out a report. If it's over a certain amount (here in IL it's $300), it's a felony, and so you will need to take your police report and any documentation to the state's attorney's office, and make out a report there. Next, call all the creditors and let them know that you are the victim of identity theft. Also, contact Social Security and let them know that someone is using your number.

Answer 4

Police, for starters. FBI possibly, but the police should be first to know. Social Security Administration, definitely, since maybe they can issue you a new number. I don't know about that for sure, though.
Then contact all three credit bureaus (TransUnion, Equifax, and Experian, all 3 have websites) and begin the process of contesting your credit history. Everyone is allowed to submit corrections and challenge what their records say, the bureaus should work with you to ensure, if there's been a real case of identity theft, to get it back to the way it should be. Be prepared with paperwork, documentation, and law enforcement help to prove your case to the credit bureaus.

Good luck.

Answer 5

Contact the Social Security Administration about the number, and each of the credit reporting agencies to correct the credit issues. Also, if you know someone else is using your SSN, contact the police.

Answer 6

Make a police report. Get a copy of it. You will need it later for other places.
Call all your credit cards and important people like that.
Call the issuing authority of any identification / card that was illegally used.
Get a credit report.
Do a bunch of research on identity theft.

Answer 7

Tell your bank and you should get it back, but only if you didnt let themYou must report theft.. Next you go to the police and report it..Its going to cost you my friend and also takes a long time to clear up... SORRY ROB

Answer 8

You might also contact the federal trade commission. I think they have a bureau that focuses solely on identity theft.