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explain the difference in car insurance

2006-07-07 12:47:25 · 5 answers · asked by susan 2 in Cars & Transportation Insurance & Registration

5 answers

Liability Insurance covers the damage that you do to another persons property in case of an accident that you were at fault.
Full Coverage covers the damage done to your vehicle in case of an accident that you were at fault.
Full Coverage is required to have if your Vehicle is financed. This insures the lien holder that they get their money in case of a total loss.

2006-07-07 12:53:45 · answer #1 · answered by Anne 2 · 0 0

Liability is where if you get into a car accident, you basically have to cover all of the damage your self where as full coverage the insurance would pay for most of it except for a deductible. I would go for full coverage, especially if it is a newer car. Hope I helped!

2006-07-07 12:52:24 · answer #2 · answered by ♥Just Me♥ 3 · 0 0

Liability only covers damages caused by your actions.
Full coverage includes other aspects... comprehensive, uninsured motorist, collision, etc.
If you can afford it... get the full coverage.

2006-07-07 12:50:48 · answer #3 · answered by J.D. 6 · 0 0

liabiliity is only for your self...and they will only pay you if it is other person's fault...but in full coverage..no matter whose fault is it...you get the money..depending on the Insurance plan you have signed up for...

Thanks
Vini

2006-07-07 12:51:40 · answer #4 · answered by Flying Soldier 6 · 0 0

liablility only covers the other person and full covers both

2006-07-07 12:51:32 · answer #5 · answered by darlene793 3 · 0 0

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