bad credit rating guarrenteed current bank account
2006-07-06 19:15:58 · 4 answers · asked by jeannette p 1 in Business & Finance ➔ Personal Finance
Most Banks will offer you a current account no matter how bad your credit rating.
What you won't always be offered though is a Switch / Debit card or maybe even a cheque book.
What you get is an ATM card and somewhere to lodge your Direct Debits.
2006-07-06 19:24:46 · answer #1 · answered by 'Dr Greene' 7 · 0⤊ 0⤋
If you have bad credit ratings and are in the UK then it may be difficult to get a CURRENT bank account. You may only be allowed a basic account with debit card or a cash card....depending on how bad your credit rating actually is.
Try Natwest and their Steps Account (you get a debit card with this) or Nationwide and their Flex Account (this is a cash card only). Barclays do a basic account too or the Post
Office. All these help build your credit rating back up.
All these accounts allow you to do the normal things like have direct debits, have wages paid in and do online banking also.
Good luck !!!
2006-07-06 19:28:05 · answer #2 · answered by fiona g 2 · 0⤊ 0⤋
WHICH IS BEST - ARE YOU REFERRING TO INTEREST??? - If so and your credit rating is ok then try one of the building socs.
If your credit is not so good then you will have to keep trying - good luck could be a big problem.
2006-07-13 07:10:16 · answer #3 · answered by Anonymous · 0⤊ 0⤋
You need to clarify your question. As it is right now... it is not clear what you are asking.
2006-07-06 19:19:51 · answer #4 · answered by Brooklyn 3 · 0⤊ 0⤋