I haven't got any satisfaction out of my cellular phone but I have got a contract with cellular one.. If I cancel they say you have to pay like 200.00 some dollars for early termination.. can't get satisfaction when calling them so if I cancel what is the worst they can do turn it in on my credit report?? Big deal I have a high credit rating so what is one ding on it..
2006-07-06 07:42:45 · 8 answers · asked by Theresa 1 in Consumer Electronics ➔ Cell Phones & Plans
I mean how can they literally get the money out of you.. If you refuse to pay..And I have seen people let cars etc go back but yet they can still get cars etc on their credit
2006-07-06 07:48:08 · update #1
Yup, I did it and it cost me $200. So there!!
2006-07-06 07:45:39 · answer #1 · answered by MadDog 1 · 0⤊ 1⤋
It is a big ding on your credit rating which will drop in a heart beat. Breaking the contract is not reportable, but not paying the penalty is. As soon as creditors see that non-payment, charge off on your report, you can start saying hello to higher interest rates and rejected credit applications.
2006-07-06 14:49:02 · answer #2 · answered by Raymond C 4 · 0⤊ 0⤋
The worst thing they can do to you is send you to a collection agency.. If they can't still get that payment from you, They would mark a delinquent in your credit history..
Trust me!! No matter how good is your credit, 1 delinquent in your credit is huge demeritt.
When you buy a car or a house, you will end up paying for that delinquent bill anyway.. so i guess just pay it!
Its a lesson to be learned!!
2006-07-06 15:25:36 · answer #3 · answered by emac4lyf 4 · 0⤊ 0⤋
Pay the early term fee and you won't have ANY dings on it.
If the service is really crappy, call them EVERY time that you have a problem (*611) and pitch a hissy-fit. They'll eventually get tired of dealing with you and may offer to break the contract without penalty.
2006-07-06 14:47:37 · answer #4 · answered by Bostonian In MO 7 · 0⤊ 0⤋
I have...sprint screwed me. I broke my contract, had to pay the fee, and it was done with. Best thing I ever did. I have high credit too. If it did go on my report...it didn't do anything. Go for it!
2006-07-06 14:46:36 · answer #5 · answered by green is clean 4 · 0⤊ 0⤋
Plenty of people have.
By the way, you may have a high credit rating, but that one unpaid debt will trash your credit report real quick.
2006-07-06 14:45:51 · answer #6 · answered by Anonymous · 0⤊ 0⤋
yep I have done it to cellular one and cingular, I was not satisfied, I knew it would be on my credit report, but I had bad credit anyway....now if I had great credit, I would not do it , cause it can and usually will be held against you.
2006-07-06 14:46:45 · answer #7 · answered by blessedmaconmiracle 3 · 0⤊ 0⤋
i dont reccomend u cancel in a agreement, but if u have to.. depending how long ur contract is
2006-07-06 14:47:25 · answer #8 · answered by cameron m 2 · 0⤊ 0⤋