here's the thing... i've checked all 3 credit bureaus and i have good scores and bad scores, so is there a way i can lookup a credit card company by the credit bureau it uses to determine whether to give a card to someone or not? does that make sense? lol.
2006-07-05 20:36:48 · 4 answers · asked by digital321 3 in Business & Finance ➔ Credit
Yes you make sense lol
The first link is to a yahoo group that lists cards by many different ways, one of which is what credit bureau was pulled for what card. You can even look to see what cards pulled which bureau in your state. (every once in awhile a creditor may pull different bureaus in different states) Plus it usually gives what the persons score was at the time of applying.
The second link, if you go into the credit forum, many people talk about what cards they have been approved/denied for, who pulled the inq, what negatives they had on the report etc.
2006-07-05 21:06:22 · answer #1 · answered by echo 7 · 1⤊ 0⤋
Usually that information is in the itty-bitty print on the little booklet of fees and charges you receive when you get a new card. If you call the info line on your card they should tell you who they use. Sometimes they use one or all three agencies to assess a credit score.
2006-07-05 20:46:15 · answer #2 · answered by mr.mister 3 · 0⤊ 0⤋
If all 3 of your Credit reports are different from one another you need to dispute and change them so they are all consistent with one another.
Most large banks pull multiple Credit reports so if your reports are different, the lowest score one will be the one considered to make a credit decision.
2006-07-05 20:53:38 · answer #3 · answered by iceburg 2 · 0⤊ 0⤋
just get the credit rating of the person that you may be getting the card for, if the rating is bad then don't let him/her have it from you.
2006-07-05 20:43:21 · answer #4 · answered by sunshine25 7 · 0⤊ 0⤋