report theft and use of your social security number?

Question

an illegal imigrant some how obtained my soc. number and has run up credit card and bank debts. I have reported this matter to local authorites but I am still receiving telephone calls and letters from banks and collection companies. I inform these companys I have no connection with that individual but this has failed to stop this harrasemet. Just today one tried to threaten me with by telling me I was responsibe because they had used my soc. no. any helt would be appreciated

Answer 1

I agree with Miss Mina.

Answer 2

I'd go down to the police department and INSIST they take a report because all the creditors are going to require a copy before they take any action.....You also need to call each and every creditor and demand a fraud claim form which you need to fill out and return w/ a copy of the police report....

CALL all three credit agencies and freeze your credit so no more damage can be done....

Type of a form letter and get it mailed to every creditor in question so that there is documentation of your efforts to clear up this matter and tell them in the letter to stop calling you.

You have A LOT of frustrating phone calls and letter writing to do....I wish you luck and expediency (and hope it never happens to me)....

by the way, if the identity theft is "severe" enough you can petition Social security to provide you a new number...don't know the details, but have read about a few successful attempts..

Finally, get a filing system together (3 ring binder) and keep everything together and copies of everything sent and received because three years from now this documentation might save you some further frustration.

Answer 3

Yep, Miss Mina is totally correct! Take her advice, and give her her 10 points!!

Answer 4

http://www.consumer.gov/idtheft/con_steps.htm

Go there right now!! This is what my mom did when her identity was stolen, and no matter what the credit companies say, you are not liable.