What is the best mini-I.S.A. having the best return and accepting transfers from other providers?

Answer 1

Depends on whether it is a cash or equity ISA. You should be able to transfer to another provider whether it is cash or equity, although some companies may not. For cash ISAs try www.moneyfacts.co.uk. If you have an equity ISA then you may be able to re-register it with Fidelity FundsNetwork at no cost, then you will have access to over 400 funds from over 50 providers. Their website is www.fidelity.co.uk.

Hope this helps

Answer 2

Some banks do super duper deals that they change every year. Some of them even offer ridiculous rates (like Halifax I think did one at over 5% if you transfer your balance or put in your annual allowance when you open the account).

But unless you want to keep changing every year, find one that's with consistently good rates. Check the Which? website. They're pretty good at reviewing things.

www.which.co.uk