*Fix my car's CV joints (the clicking has gone on for several months now and it seems to be doing fine, but I'm sure it'd still be good to fix them)
*Pay off a chunk of my school loan (I have one that is at 9%(!) interest)
*Get a gym membership and get in shape, help my self confidence, etc. (I'm 5'11" and roughly 185-190 lbs., but I'm getting a good chunk o' fat in my gut, and I don't loose weight by cardio work, I have to lift weights).
I plan on doing all three eventually, so help me prioritize.
2006-07-04 12:08:52 · 9 answers · asked by someguy 3 in Health ➔ Men's Health
car first....if the car breaks down you won't be able to get to the gym or to work to make payments on your student loans.
You should look into consolidating that student loan though....try "nelnet.net"....I will try to find the link for it and add it. I have a much lower rate and mine was in default once upon a time.
2006-07-04 12:19:08 · answer #1 · answered by adnerb 4 · 0⤊ 0⤋
Unless it's a good chunk of cash it will not affect your school loan. going to the gym is good but there are so many exercises you can do without joining a gym. your CV joints can last forever making that noise or could go out on your next outing. you never know.
i would recommend
1st: fixing your CV joints they can be inexpensive especially if you get them rebuilt. or if you know how you can fix it with new grease and a new rubber boot (ask the guy at pepboys to explain). If you car goes out most people can't go to work.
2nd:If you have money left it's always best to pay off those loans as soon as you can. that interest will add up.
Last: join a gym if you like but if you can do exercises without joining the gym that will do the job then you in the end don't even have to join a gym anyways.
of coarse it's up to you what you see as more important. that's how i would do it.
2006-07-04 19:19:27 · answer #2 · answered by cesar g 3 · 0⤊ 0⤋
Prioritize by paying off the loan first!
The interest payments alone could pay for the other two---
plus your college probably has a free gym you can go to and
your car should not be enhanced unless it's breaking down
or you can afford it on top of everything else.
I vote pay off the loan first---interest can get ugly when you don't.
That will open the door and leave you more money in the long run!
God Bless
2006-07-04 19:15:09 · answer #3 · answered by Julie 2 · 0⤊ 0⤋
I would pay off the school loan and see if you can refinance or consolidate it for a lower interest rate. That will save you money every month which you can put towards the CV joints or the gym membership.
2006-07-04 19:13:04 · answer #4 · answered by cathcoug 3 · 0⤊ 0⤋
Fix your cv joints or you'll be walking to the gym and school.
2006-07-05 13:17:17 · answer #5 · answered by MrBudbag 3 · 0⤊ 0⤋
Pay off the school loan.
2006-07-04 19:28:44 · answer #6 · answered by bettyboop 6 · 0⤊ 0⤋
Get a gym membership and get in shape,
2006-07-04 19:12:17 · answer #7 · answered by vidodido 3 · 0⤊ 0⤋
debt for sure!! finance 101..pay off your debt if you ever want to be financially independent!! once that's out of the way...everything else comes easier...
2006-07-04 23:07:25 · answer #8 · answered by sstooc2001 6 · 0⤊ 0⤋
school first,my brother
2006-07-04 19:17:10 · answer #9 · answered by la_dutchie 2 · 0⤊ 0⤋