I bought a house with no water service (broke pipe) 4000 to fix no credit what are my options?

Question

everytbody says I am onm my own. Akron ohio resdident

Answer 1

I would think it would be against code to live in a house without water. Get a home equity loan or find a rich gf.

Answer 2

If you bought the house "as-is", then you're pretty much on your own. If not, then contact the seller (or have your agent do so). If the seller failed to disclose this, you have a case against them, and they will be forced to pay to fix it.

If you got an inspection, also chase down the inspector - if the water was turned on at the time of the inspection, he or she is partially liable.

If you did buy it as-is with no inspection, one thing you might try is calling your lender. You likely have little or no equity if you just bought the house, but call your lender, let them know that the house has a major defect and you have no money to fix it. You'd like a home equity loan to correct the defect, or you're going to have to walk away from the house since it's uninhabitable. Especially if they know it's uninhabitable, they'll know that they need to do whatever they reasonably can to keep you there. Foreclosing will be a problem, since the bank will have to fix the plumbing before they can sell it to recoup their money. They can "reappraise" the house for a higher value than you paid, and loan you the difference to fix the plumbing.

Good Luck!

Answer 3

Yep, you're on your own!

In most jurisdictions in the US it's illegal to occupy a residence that doesn't have running water so you're going to need to get this taken care of. Most water companies are required to notify the city of any occupied premises where there is zero consumption so you probably don't have much time, either.

You can probably save a lot by doing the digging work yourself, at least as long as you don't have to open up the roadway or a sidewalk.

Answer 4

I would go back to the Real Esate Agent that sold house and check your your Property Disclosure Document.If it was not noted then contact the Real Estate Board in your Sate for false representation and money needed for repairs.

Good Luck

Answer 5

I suspect your options are bottles or a bucket.

A house doesn't need utility services to be to code; in fact, it's the other way around, the utilities won't set up service unless the house is certified as being to code.

Answer 6

Learn to be a plumber, its not as hard as you think, some books from the library and a little hard work should do it, don't tell everyone and the city will never find out

Answer 7

Try contacting your water utility and see if they can help you.

Answer 8

get a shovel and start diggin it up fix it yourself