2006-07-03 10:15:11 · 8 answers · asked by zoie w 1 in Business & Finance ➔ Credit
Credit Unions do.. but you need to be a member. If you are purchasing through a dealership, often they can help you (the dealer can) to become a CU member!
Mortgages are also better through cus but they are much tougher on your credit! You need a better history and a better score! Usually they only lend to prime borrowers (conforming... high credit score, no mortgage lates on credit, low debt to income ratios).
2006-07-03 10:20:07 · answer #1 · answered by lilli b 3 · 0⤊ 0⤋
Credit unions are almost always a better deal. Banks and finance companies can beat their rates sometimes but in the long run you'll do better at a CU.
A major benefit of working with a credit union is that they will help you keep from getting yourself in over your head. If a credit union should turn you down for a loan they are telling you that you are too far in debt for your own good. Most of them offer financial planning and education seminars either in house or in partnership with other credit unions. Typically this is free or at a deep discount from prices offered to the general public.
2006-07-03 10:55:34 · answer #2 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Generally Credit Unions, but some banks offer great deals with large amount of cash. Check out the newspaper.
2006-07-03 10:52:02 · answer #3 · answered by Swordfish 6 · 0⤊ 0⤋
Credit unions,
2006-07-03 10:19:19 · answer #4 · answered by Infierno! 2 · 0⤊ 0⤋
Credit Unions, but of course it depends on what kind of loan you are looking for.
2006-07-03 10:19:45 · answer #5 · answered by DBLGN 1 · 0⤊ 0⤋
Credit Unions since they are member owned and do not have stock holders to have to pay dividends.
2006-07-03 13:51:47 · answer #6 · answered by John H 4 · 0⤊ 0⤋
arizona state saving and credit union
2006-07-03 10:20:17 · answer #7 · answered by jbreed49 1 · 0⤊ 0⤋
CREDIT UNIONS!!!
2006-07-03 10:19:34 · answer #8 · answered by erikasharnise 1 · 0⤊ 0⤋