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My record has 1 ticket in the last 5 years and I'm still taking it in the pooper.

2006-07-03 03:16:55 · 15 answers · asked by planedws 3 in Cars & Transportation Insurance & Registration

15 answers

Well, it varies from state to state. Some states/companies have an age where the rates go down, and some have a "years driving" where the rates go down. You have to call your agent and ask how it works in your state.

Also, the rate can only be compared to the rate for the same year - ie, the 20 year old driver in 2006 pays more than a 30 year old driver, in 2006, with the same coverage and same car.

In reality, I haven't seen my rates go down as I've gotten older, not significantly. This is because 1. lawsuit judgements keep going up and 2. there are more uninsured motorists on the road, both of which drive up EVERYONE'S rates, 3. my cars have gotten newer, and more valuable, thus higher to insure and 4. I've increased my coverage limits.

2006-07-03 05:51:38 · answer #1 · answered by Anonymous 7 · 2 0

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RE Wtever happened to insurance rates going down when you turn 25.?

My record has 1 ticket in the last 5 years and I'm still taking it in the pooper.

2014-09-18 10:25:35 · answer #2 · answered by Anonymous · 0 0

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RE Wtever happened to insurance rates going down when you turn 25.?

My record has 1 ticket in the last 5 years and I'm still taking it in the pooper.

2014-09-28 03:25:57 · answer #3 · answered by Harrie 1 · 0 0

I recommend one to try this website where you can get quotes from the best companies: http://QUOTES-FOR-INSURANCE.NET/index.html?src=3YAwevzySH61

RE :Wtever happened to insurance rates going down when you turn 25.?
My record has 1 ticket in the last 5 years and I'm still taking it in the pooper.
Follow 18 answers

2016-11-25 06:44:39 · answer #4 · answered by ? 6 · 0 0

I talked to my insurance company last month when my husband turned 25, and they told me that insurance going down at 25 is a myth.

2006-07-03 03:21:34 · answer #5 · answered by Jen 3 · 0 0

Was that ticket five years ago, or was it last week? You can ask your insurance company for a review of your rates, but don't expect an instant response. You can always go shopping for a new insurance company.

2006-07-03 04:52:14 · answer #6 · answered by JetDoc 7 · 0 0

Some insurance companies go by your credit rating too. So if you don't have good credit you might have to pay more than expected. So if I were you I would question them about it and if they can't give the correct answers I would change insurance companies!!

2006-07-03 03:25:24 · answer #7 · answered by welch_girl_74 1 · 0 0

When that ticket works its way off your license, then ask your insurance company to lower your rate.

2006-07-03 03:19:19 · answer #8 · answered by Stuart 7 · 0 0

You need to call your insurance company and request a rate change...if they won't do it, change companies!!!

2006-07-03 03:19:18 · answer #9 · answered by yourpantsormine 1 · 0 0

Compare insuran ce quotes

2014-12-23 15:43:22 · answer #10 · answered by ? 1 · 0 0

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