loans?????

Question

any student loans that arent from fafsa since i missed the deadline (tonight)??

Answer 1

The FAFSA is your best way to get the least expensive students loan, so what an entire year and apply before your state's deadline not the federal government deadline, which is the one that just passed. Applying before your state's deadline means you might get a better loan or a possible grant if you qualify. Your best bet is to go to a junior college for two years since the fees are much less than a going to a university for a full four years. The loan rate on non federal loans is quite high 12 percent compared to about 4 to 6 percent usually for a federal student loan. Don't try to cosign with someone as it usually puts the other person in a bind (it can ruin friendships and family ties) if you default on the loan. Almost all banks have a student loan that you can apply for, just remember for next year to apply before your state's deadline.

Answer 2

You should still try and do the FAFSA anyway. There are alternative/private loans that you could apply for (from lenders like Citibank, Chase, Bank of America, Wachovia, etc.) You should contact your school's financial aid office to see which lenders they recommend and which lenders do in fact help with loans for that school (because some lenders will not offer a loan to students for certain schools). You might also want to try and find a cosigner because they might be able to help you qualify for a lower interest rate.