2006-07-01 13:16:18 · 10 answers · asked by wondering 2 in Business & Finance ➔ Personal Finance
This has happened to me several times. I did the following with success:
1) Call the credit card company and refute the charge. They will tell you what to do. Sometimes they can correct it right away.
2) Usually you have to refute the charge in writing. You will not have to pay the charge until the other party has been contacted and an explanation made. Generally, they correct their mistake.
3) Sometimes companies go by other names, and it could be that you do not recognize the charge because of this. The credit card company will write you and clarify the information for you. If you then recognize it, then you can pay it. If you do not, you will need to call the credit card company again. If this does not clear it up, you will need to write them.
The times this has happened to me, the error was corrected right away.
Curious 2
2006-07-01 15:35:45 · answer #1 · answered by Anonymous · 6⤊ 2⤋
I think your question is how to 'prove' it wasn't your charge, not who to call to dispute the charge. I think you should be prepared to give some sort of explanation about the wrongful charge. If it is your credit card and you still have the card in your possession, then what's your best guess as to who used it and how? Did you loan it to someone? A girlfriend? What was purchased with the card and what does that tell you about who you know that used it? If you allowed someone else to use the card, you are just as responsible for the charge as they are. If your card was stolen, then it shouldn't still be in your wallet. So what actually happened then?
2006-07-01 13:26:16 · answer #2 · answered by nothing 6 · 0⤊ 0⤋
The Credit Card Company will credit your account and ask the Merchant to justify the charge.
2006-07-01 13:20:34 · answer #3 · answered by fatsausage 7 · 0⤊ 0⤋
1. Call the credit card company RIGHT NOW to cancel your card. Do not wait 1 SECOND. Someone may be using your card fraudulently, and that may not be the only charge you find. 2. Request the unauthorized transaction form. They will send this to you so you can put your complaint in writing. 3. Wait for their response.
2006-07-01 13:58:35 · answer #4 · answered by Anonymous · 0⤊ 0⤋
First contact your credit card company and tell them you think your card has been used for an unauthorized transaction. It should be pretty easy after that.
2006-07-01 13:20:15 · answer #5 · answered by Jeremy 3 · 0⤊ 0⤋
call the credit card company, i had one in fresno ca and even though i am close to fresno i did not need to prove anything they took the charge off. it was $5.99 and then they sent me a new card
2006-07-01 13:20:55 · answer #6 · answered by native 6 · 0⤊ 0⤋
You should call you credit card co. asap! They are usually more than happy to credit your account. Don't hesitate to give them a call.
2006-07-01 13:20:07 · answer #7 · answered by ddy'sgrl77 4 · 0⤊ 0⤋
Write your cc company and tell them you didn't charge it. It's up to the charging merchant to come up with proof that you did.
2006-07-01 13:20:42 · answer #8 · answered by Nerdly Stud 5 · 0⤊ 0⤋
hardly any...
just call your credit card company and let them prove that you did sign for this transfer
2006-07-01 13:20:20 · answer #9 · answered by Preykill 5 · 0⤊ 0⤋
call the credit card company ASAP. they will handle things.
2006-07-01 13:19:36 · answer #10 · answered by scheiem 3 · 0⤊ 0⤋