does anyone no of a web site that you can check to see if a check is real and if the payment is there before g

Answer 1

Definitely take it to the bank it was drawn on. I just had a BAD experience with a group called Shadow Shoppers out of Canada. They sent me a $3600 "official check" that was drawn on Wachovia Bank. It took the personnel at Wachovia 15 minutes to find out if the check was bogus...which it was. Thieves and crooks are brilliant and illegal things!!The check had a legitimate looking account number, a real 800 number to verify it (that went to one of their cohorts in crime), watermarks, and a serial number. The only thing that was wrong was the serial number. SO....BEWARE!!!!!! If I had taken it to my bank, they probably would have cashed it and I would owe all of that plus fees and most likely I would be involved in some type of investigation.

Answer 2

Web site - no. Best bet is to put the cash into your account and wait at least a full week before trying to use the funds as it can take that long for a check to clear even though the funds are supposedly available before that. There is a scam that uses that idea to rip people off. If you get a check drawn on a foreign bank and you are supposed to cash it and send the funds somewhere else, kiss you money good-bye.

Answer 3

You can call the bank it is drawn on and verify funds. But there are no guarantees. Even if the funds are available when you call, the owner of the account could come in and close the account or make a withdrawal before the check clears.

The only way to be sure is to take the check (and your photo ID) to the bank it was drawn on. They will charge you a small fee, but they will cash it for you.

Answer 4

No. You have to call the bank it is drawn upon, and tell them you want to verify funds. You give them the account number, the check number, and the amount, and they'll tell you if there is currently funds for that check.