This was the best money I ever spent! I'm not surprised "Murphy" has set up shop in your home - that's pretty common. Just realize that MANY have gone before you and gotten not just their heads above water, but are out of the water and back on solid ground! We're still in baby step 2 (after nearly two years), but we should be done in another year! We've paid off over $30,000 in debt! You didn't get into debt overnight and you won't get out overnight. Keep following ALL his advice (you can't pick and choose) and you'll be fine. Try tracking your progress in Excel or Quicken.
My husband and I used to disagree (sometimes strongly) about our finances, but after this course, we're both on the same page and no longer argue. We still disagree, but we're able to see from each other's perspective and work out a mutually-agreeable solution.
Make sure you have an accountability partner. I have a friend who's a single mom and I'm one of her acc. partners. I've had to turn her back to reality before to keep her from doing foolish things with her money.
2006-07-01 05:01:38
·
answer #1
·
answered by homeschoolmom 5
·
2⤊
2⤋
This happens often, especially if the couple is young and just starting out in their lives and careers. Assuming the distance is great and the time, like University or a new Job, is just as great, It's really asking to much, to expect the love to last. Married people get divorced all the time, and they live side by side, which of course, may be the reason for the divorce. lol Other couples split up, love sadly, for most of us, is not eternal, but often fleeting. Although while we are in love, we believe it to be so. We all need company and companionship, and other people close to us. In long distance, you can always stay in touch, these days, but you still need some special person in your life, unless you intend to stay at home, with a good book or TV etc. Not the best way to spend ones life.
2016-03-26 23:59:54
·
answer #2
·
answered by ? 4
·
0⤊
0⤋
I think it is OUTSTANDING! As a Christian I appreciated his take on that aspect of financial responsibility. But you don't have to be a Christian to appreciate his philosophy or method. He has been a millionaire, lost everything and is now a multimillionaire, so he knows whereof he speaks. I am now out of debt except for my house, and I can't tell you how great it feels - not having debts hanging ove your head. It's a great freedom. I am still working on discipline & budgeting, but a long way from where I was, and am making solid plans for retiement that I wish I had done sooner.
I have not implemented the envelop system, a way of managing your money he encourages, but am working on an emergency fund .I still use my credit card, for on-line purchases & stuff like that, but pay it off every month. If you have the opportunity to do the course or go to a seminar it's a life changing experience. He also has a show every morning on a network of talk radio stations - he discusses stuff & takes calls from people - I think he's on Sirius (sic?) radio. Good luck, Godspeed and hang in there - no situation is hopeless.
2006-07-01 03:08:58
·
answer #3
·
answered by Julep 3
·
0⤊
2⤋
I personally do not care for it
2006-07-01 02:57:42
·
answer #4
·
answered by ps2754 5
·
0⤊
1⤋