Will an Insurer Underwite Retail Price Protection?

Question

I'm looking to solve an OEM to US retail business problem in the electronics space. Does anyone know of an insurer that would engage in underwriting US retail price protection for a fortune 500 company selling to tier 1 retail.

Rough specifics are: average monthly price depreciation 3-5% (all historical data is available), but depreciation is seasonl with perhaps 9 months having no price depreciation and 3 months having large price depreciation (15-20%). Inventory exposure is 6 weeks. Nominally the underwriter's role is to spread out the cost over the year such that it can simply be factored into the unit cost.

I am looking for an underwriter to engage with.

Thanks,
Don

Answer 1

Try to build your own insurance fund to cover the difference between whole sale price and retail in case of issue. May be a place where the interest will give you the protection you need. Why to rent ? You can own this part of the coverage?

Answer 2

I know of none that will insure for retail sales price. They normally insure for replacement cost and in a business that is normally the wholesale price paid for the item, less ant depreciation on that product!

Answer 3

That's going to be incredibly tough to find. Insurers look to "make you whole" and in your case that means what you paid for it, not your retail price.