I have had insurance for 20+ years. I recently called them to tell them I had moved. For the first time EVER they are insisting (through phone calls, mail and email) that I MUST give them information on who I live with and what THEIR car insurance is. I don't want to give this out. Can they cancel my insurance? Has anyone ever heard of this?
2006-06-30 04:59:49 · 13 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
I know that insurance companies always ask about other drivers in the household and their insurance policies, however I am not sure if they have any recourse if you don't provide them with that information. What you might want to do is find out if there is an insurance Ombudsman where you live and see if they can give you the answer. Also you might want to thoroughly read through your policy and see if there is anything in there about that.
2006-06-30 05:04:59 · answer #1 · answered by Anonymous · 2⤊ 0⤋
They can. But, you insist that you are the only driver of the car. Be prepared to give it in writing.
Be aware though, if an accident occurs on your car and if the driver was not you they will not honor your policy and they may even summarily cancel your policy, refuse to renew and take you to court for falsifying statements and fraud. It is more serious that way.
If they do not accept your written statement then switch companies. No use arguing with them. It is also a competitive business.
With the new co., of course you will disclose you are living with someone else and you are the only driver of your vehicle. Check around before you switch to see if this is an accepted practice of other insurance companies as well.
2006-06-30 05:10:55 · answer #2 · answered by Nightrider 7 · 0⤊ 0⤋
I would recommend one to try this web site where you can get quotes from the best companies: http://PROTECTIONQUOTES.NET/index.html?src=3YAidatR85yay
RE :Can my car insurance be cancelled?
I have had insurance for 20+ years. I recently called them to tell them I had moved. For the first time EVER they are insisting (through phone calls, mail and email) that I MUST give them information on who I live with and what THEIR car insurance is. I don't want to give this out. Can they cancel my insurance? Has anyone ever heard of this?
Follow 16 answers
2016-11-26 16:13:55 · answer #3 · answered by ? 6 · 0⤊ 0⤋
Some states require that you list all people you live with - its depends on which state you are moving to...
Why? Some states feel that if they live with you there is a high chance that they will drive your vehicle by having access to it.
Some states will just let you list that they live with you but you can exclude them from having coverage or list that they have other insurance.
So, yes - I does happen. Its not your insurance its your new state. They may be required to cancel your insurance if you do not give them the insurance for insurance fraud.
2006-06-30 06:08:44 · answer #4 · answered by PeppermintandPopcorn 3 · 0⤊ 0⤋
I know that if you cancel your insurance after a while they will make you start from scratch so in the summer when I park my car I put parking insurance so its not a cancelation. but If your moving and going somewhere esle its none of ther business where you go or any of you info. But if you are staying with them then they have rights to that info.
I really hope I helped you a little
2006-06-30 05:04:27 · answer #5 · answered by christine.wallace628 1 · 0⤊ 0⤋
At - INSUREDEAL.INFO- you can get quotes in just a few minutes
RE Can my car insurance be cancelled?
I have had insurance for 20+ years. I recently called them to tell them I had moved. For the first time EVER they are insisting (through phone calls, mail and email) that I MUST ...show more
2014-09-21 13:12:08 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I've honestly never heard of anything like that before. Like everyone has been saying if you tell them you're the only one driving it then it shouldn't be a problem. They might also be trying to considense the policy down to one.
They can cancel the policy if they want. If I was you, I would try the single driver first. If they keep on about it I would go see if there wasn't another company you could go with. You never know you might get a better rate without being asked all kinds of questions.
2006-06-30 07:45:59 · answer #7 · answered by clarnely_2001 4 · 0⤊ 0⤋
just let them know you live alone and that you're the only driver. If the insurance continues to harass you go somewhere else. if they argue with or this imagine trying to file and collect a claim. Note if you do have a roommate do not let drive your car almost certain your insure will not pay if your roommate gets in an accident.
2006-06-30 05:52:02 · answer #8 · answered by ric_ozz 3 · 0⤊ 0⤋
Sounds like the ****** up, but instead of whining to us why don't you call them. You obviously wanted an insurance policy with them, and they messed up by giving you the wrong e-mail address to start with, but it sounds like you weren't exactly rushing to get things sorted if you took 21 days to e-mail across a couple of documents! You're entitled to cancel, but I would put money on the letter they sent crossing the documents en route and them not having cancelled the policy, but your cancellation of the direct debit (without calling them and telling them you were cancelling the policy) is what's landed you the charges. Call them up first thing in the morning and explain the whole situation!
2016-03-26 23:02:25 · answer #9 · answered by Jean 4 · 0⤊ 0⤋
Here's the correct answer.
If the other person is NOT going to be driving your car, then it doesn't matter...just tell them you are the only driver. They are not entitled to know someone else's personal info if they are not going to be driving the car. If they are going to be driving your car however, you WILL have to disclose this info or else they will have grounds to deny any and all claims made if that person wrecks your car or exposes them to any claim, plus they could cancel you outright as well. So the decision is yours...
Good Luck
2006-06-30 07:07:30 · answer #10 · answered by answerman63 5 · 0⤊ 0⤋