because they are suspended but your spouses isn't so they sell you the vehicle and you sign all papers and go home with it , then they decide they messed up and may want it back can they legally do that i mean they were told up front about the license they said that was fine just needed credit check which was excellent so they let me sign and let licensed spouse drive now they are acting like they may have to take car back because i can't have insurance in my name but my spouse can add it to her policy with no problem and they knew that also and got a copy of her card , i basically was just buying the car and letting her drive it untill my license is fixed, they knew all of this !! and they still let me sign but now they may want to get car back plus they said they left some paper work out that i needed to sign, this dealership is 2 hrs away so they agreed to meet with me. i am confused !!
2006-06-28 08:40:38 · 9 answers · asked by Anonymous in Cars & Transportation ➔ Buying & Selling
And now, the CORRECT answer.
Here's the problem you have, the way I interpret your situation. If they had sold the car to HER, and everything was in her name, then you would be OK. However, since the car is in YOUR name there could be a problem. I don't know what state you are in, but most states require the purchaser of the car to have a valid license, and insurance, or they cannot legally sell the vehicle. Since they sold the car to you, and you aren't insured, they screwed up...probably the result of an overzealous salesman who wanted a commission. They now need to either officially "sell" the car to your wife who has insurance and a valid license, or undo the deal altogether...or else be exposed to legal ramifications.
These guys want to sell you a car, bottom line, and they don't want to undo the deal. Here's what they will likely do. They will want to put everything in her name, since she is the one who's licensed and insured. They don't care who actually PAYS for it, as long as they get paid.
Then, once you get your license back, she can transfer title back to you, or you can add your name to the title as a co-owner.
Hope this info helped.
2006-06-28 09:20:11 · answer #1 · answered by answerman63 5 · 1⤊ 0⤋
I don't think they can make you return the car, as long as the car is insured the loan companies typically do not care whose name it's in. It's no different than a parent buying a car for a child and having the child get his own insurance . . . laws can be funny sometimes though.
Right after he got out of high school my husband had a similar situation -- he traded in his truck for a new (used) vehichle. They approved him for the loan, he signed the papers and left. The next day they called him and told him his loan didn't go through, he needed a co-signer. He said he couldn't get one, so he'd bring the truck back and pick up his old one. The was they had already sold his old truck. Since they couldn't give him back his truck somehow they got his loan work, I'm not sure what they did.
Anyway my point is car dealerships can be crazy sometimes . . .
2006-06-28 08:51:19 · answer #2 · answered by thatgirl 6 · 0⤊ 0⤋
Laws vary from state to state, but if they sold you the car, I don't think they can take it back unless you miss a payment or don't have it insured. If your wife is carrying full coverage, I don't think they have any legal standing. However, I don't know if she can get comprehensive coverage on a car that is not in her name. She can get liability insurance, but insurance to cover damage or theft could be a different story.
Start with your insurance company and explain the situation to them. If they say her policy covers the car for damage and theft, then the dealer should have no problems with the situation. If they don't agree, have them call the insurance company. As long as their interests are insured, why should they care?
2006-06-28 08:44:00 · answer #3 · answered by FozzieBear 7 · 0⤊ 0⤋
You can't buy a car without proof of insurance. You can't get insurance because you don't have a license. Yes, they can take the car back. If your wife can buy the car with only her income and insure it in her name only, you can change all of that at the DMV when you get your license back and get your name put on it.
2006-06-28 08:53:08 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I think so....if you can't get insurance without a license then you can't have a new vehicle....the law says you have to have insurance and I don't think any insurance place will cover you without a license...they can take the car away
2006-06-28 08:44:16 · answer #5 · answered by jenn 4 · 0⤊ 0⤋
They should only care that the car is insured. They are probably more concerned that you may drive it and wreck it... in which case it would NOT be insured. Your salesperson probably sold it without the permission of the sales manager and got yelled at.
2006-06-28 08:48:59 · answer #6 · answered by Mike Hunt 5 · 0⤊ 0⤋
They move on to the NEXT customer
2006-06-28 08:44:08 · answer #7 · answered by cooookie3825 3 · 0⤊ 0⤋
CONSULT AN ATTORNEY
2006-06-28 08:44:51 · answer #8 · answered by cookiesmom 7 · 0⤊ 0⤋
YES
2006-07-04 14:19:32 · answer #9 · answered by Neil G 6 · 0⤊ 0⤋