how to get money, loans for graduate school and college?

Answer 1

There are tons of scholarships that go unclaimed each year. Many $400, $500 or $1000 scholarships never even get applied for because people think it's chump change and not worth applying for. Well, get a few of those $500 scholarships and it'll really make a dent in your tuition bill.

Many people make the mistake of looking for one big scholarship amount, and the fact is that everyone is applying for the big awards. You have a better chance at smaller awards and many awards are not based on academics or sports or major or anything else too specific. You have to research.

Stay away from student loans as much as you can. They really undermine your future when you get out. It took me 7 years to pay back $10,000 in student loans and sometimes my payments were over $400 a month. When you add rent, food, living expenses to that, it becomes almost impossible to live a decent lifestyle as a new graduate earning entry level wages.

Do a search on scholarships, search your major, your ethnic heritage, your town, your parents employers, your employer, hobbies, high school, local chamber of commerce/rotary/ lion's club etc. Left-handed? There is a scholarship out there for you! Older woman returning to school? There are scholarships out there for you. Do combined searches on more than one criteria "hispanic women aviation scholarships" etc.

Go to the library and ask the reference librarian for a reference book on scholarships. They usually have more than one. There are all kinds of scholarships out there, you just have to start applying yourself and make it your summer career to send out letters everyday for scholarships. Good luck!

Answer 2

If you're talking graduate school, you're most likely going to depend on loans through your college or university, or from a private institution. This can be handled through the financial aid department of that particular school. For undergraduate schools, the financial aid department will provide you with a number of options such as a student subsidized and unsubsidized loan, or a parent loan. You can also receive federal and state assistance by filing a FAFSA, which is a requirement for many schools. Scholarships are also an option if you're a high acheiver, but beware that they are very competetive.

Answer 3

It all begins with the FAFSA.

In order to apply for Federal Student Aid (FSA), you will need to complete the FAFSA (Free Application for Federal Student Aid) at http://www.fafsa.ed.gov (the only official site, belonging to the Dept of Education). This application will help your school determine yor eligibility for FSA, which for graduate students pretty much means Stafford Loans, Perkins Loans, Work-Study, and (more recently) PLUS Loans.

Some of these awards are only intended for lower-income students. However, any applicant will, at the very least, be offered an Unsubsidized Stafford Loan. Additionally, graduate students (with high, low or even no financial need) are eligible to borrow PLUS loans up to the cost of their education.

Most schools will also use the FAFSA to establish your eligibility for any financial aid that they themselves have to offer (institutional grants, awards, scholarships, etc.), which may be based on need, academics, or both. Be sure to ask your school about these types of aid (how much they offer, how you qualify, etc.).

If you find that your federal and institutional aid package does not cover your costs, you can apply for a private loan or, if you are a graduate student, a PLUS loan (which, as an undergraduate, your parents would need to borrow FOR you). For a list of popular private loan lenders, try http://www.finaid.com/loans/privatestudentloans.phtml

Finally, there are a variety of places you can seach for private scholarship funding: libraries, your former high school, your future college, clubs/associations near you, and the internet:

http://www.finaid.org/scholarships/other.phtml
http://www.fastweb.com
http://www.srnexpress.com
http://www.scholarships.com
http://www.scholarships101.com
http://apps.collegeboard.com/cbsearch_ss/welcome.jsp
http://services.princetonreview.com/default.asp?RUN=%2Fcollege%2Ffinance%2Fscholar%2FscholInterview%2Easp&RCN=auth&RDN=7&ALD=http%3A%2F%2Fwww%2Eprincetonreview%2Ecom
http://www.collegeanswer.com/paying/content/pay_free_money.jsp

Pursue funding from as many legitimate sources as you can -- and don't cease your efforts once you become enrolled in college. Don't be discouraged if you are turned down from a few (or more than a few). All scholarships, including the small ones, are competitive. You do need to be wary of scholarship scams, not the least of which is the claim that that there are "tons of unclaimed scholarships" just floating around out there. For information on this myth (and other scams), try reading these pages:

http://www.finaid.org/scholarships/unclaimedaid.phtml
http://www.finaid.org/scholarships/protecting.phtml
http://www.ftc.gov/bcp/conline/pubs/alerts/ouchalrt.htm

Answer 4

go to the financial aid office at school and apply for a student loan. Most people are approved and the interest rates are lower than most.

Answer 5

you dont have got to have a song schooling measure to coach, you simply want sufficient credit in song and a trainer certification. you will have to speak to you nearby isd for questions. with communications you might even be a speech trainer.

Answer 6

www.fafsa.gov