Can't get FAFSA?!?

Question

Can't get FAFSA because I am married now.Can someone tell me how student loans work and where is the best place to try? Does anyone else think that is crappy that married ppl can't get FAFSA????
Thanks

I have applied several times I have even chatted online with the ppl and they tell me "NO" you can't get it.

Answer 1

"FAFSA" is the name of the application that you file to obtain Federal Student Aid. Federal Student Aid is available to students. Period. So, as far as your question about whether it's crappy for married students to be ineligible: No, it's not "crappy" -- because it's simply not true!

Married students obtain federal student aid just the same as unmarried ones. It happens all the time. It's fine to chat with people but don't base your financial (or financial aid) future on information that you got from anyone besides a professional who knows the rules and regulations that govern federal student aid programs. Talk to your Financial Aid Office; if they tell you that you're ineligible, ask them to explain (ideally, show you) why. There are a lot of things that could make you ineligible for grants and/or loans, but being married isn't one of them!

There are certainly *some* situations in which getting married can preclude you from being eligible for need-based aid. Naturally, because you are married you must report your spouse's income on the FAFSA. If s/he makes too much money, it is possible that you will no longer be eligible for the types of aid reserved for low-income students. Again, though, I want to reiterate that being married doesn't automatically make you ineligible for this aid: if your spouse made $0 and you were a full-need family, it's possible to obtain more aid in this instance than if you were, say, a dependent student reporting your parents' income on the FAFSA.

Either way, there are student aid programs that you can obtain even if you show NO financial need at all -- specifically, the Stafford Loan program (and PLUS, if you are a grad student). As long as (a) you are enrolled at least half-time, (b) your school is eligible to offer federal student aid, and (c) you don't have any defaulted student loans, your school will undoubtedy offer you a Stafford Loan (in fact, independent students are generally offered more loan funding than dependent students). They will notify you of this award via letter or email. Once you accept it, they will usually take care of the rest (there may be additional paperwork -- such as a promissory note -- for you to complete, but they will typically notify you of this as well).

If federal loans aren't enough to cover your costs, you can always obtain a private loan. FinAid's Web page lists a variety of private loan options from reputable lenders: http://www.finaid.com/loans/privatestudentloans.phtml . Read up on each loan and pick one with terms that work for you and your spouse.

Answer 2

I'm pretty sure you can get FAFSA, go to the department of education's website, and begin an application...


To get a government loan in the first place, you need to file a free FAFSA application.

If someone told you otherwise, they LIED to you.

I just got 4000 in grants, which pays for my tuition completely. Some things about the gov't are nice.

But if you still insist you can't get a loan, try Bank of America, or someother bank. Do a search for student loans on their site.

Answer 3

Student loans work as this: The federal government gives you money for college, and after you finish college they give you a six month leaway, then you will have to pay in 59 installments!!! Check your school financial aid website!!!