2006-06-25 11:53:50 · 9 answers · asked by hugh20 1 in Business & Finance ➔ Credit
In general, everyone is correct. A debit card always requires a PIN, and a credit card usually does not.
But, you can have a PIN on a credit card. Some credit cards allow you to make cash withdrawals from ATMs, but you have to set up a PIN beforehand. (This isn't a good idea, usually, because you usually pay an even higher interest rate for cash advances from a credit card.)
Conversely, there are a lot of banks that issue debit cards that can be used just like a credit card too, so you can make a purchase without entering the PIN at the store.
Anyway, it can be confusing, so it is not a silly question.
2006-06-25 12:00:50 · answer #1 · answered by quietfive 5 · 1⤊ 0⤋
No, you need a pin number for a debit card. You don't need one for a credit card.
2006-06-25 18:55:34 · answer #2 · answered by ddevilish_txnfml 4 · 0⤊ 0⤋
Pin number is for debit cards.
You only need a pin number with a credit card if you are getting a cash advance.
2006-06-25 18:57:23 · answer #3 · answered by jamie5987 4 · 0⤊ 0⤋
Credit card you need a signature and ID, Debit you need a pin.
2006-06-25 19:04:05 · answer #4 · answered by Kpack 1 · 0⤊ 0⤋
debit you need a pin number depends where you use it sometimes you have to sign. credit cards you just sign
2006-06-25 18:57:32 · answer #5 · answered by Blank 3 · 0⤊ 0⤋
you need a pin number for both
2006-06-25 18:57:17 · answer #6 · answered by angelstar 4 · 0⤊ 0⤋
I have pin numbers for both, so does my husband.
2006-06-25 18:59:55 · answer #7 · answered by sarch_uk 7 · 0⤊ 0⤋
yes debit
no credit
2006-06-25 18:55:42 · answer #8 · answered by powhound 7 · 0⤊ 0⤋
debit
2006-06-25 18:55:37 · answer #9 · answered by browneyedgirl 6 · 0⤊ 0⤋