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3 answers

Some lenders will report you after about a week, but most will just assess a late fee and assume that you just forgot, and not that you couldn't make the payment. However, even as little as 2 days late can raise the interest rate 1 percent. But anything more than 5-10 business days late could definately be reported. This is why student loans usually give you a .5% discount if you simply deduct the payments from a checking account.

2006-06-24 04:51:07 · answer #1 · answered by what? 6 · 0 0

Anything over 30 days is reported pretty quickly. (within a month) Under 30 days late is not reported at all.

2006-06-24 11:12:06 · answer #2 · answered by Anonymous · 0 0

Totally depends on the lender. Call and ask. It won't hurt anything.

2006-06-29 21:24:03 · answer #3 · answered by game buddee 3 · 0 0

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