BMF thanks for response, what about damage done to the car after they took it, they didn't call the police to say they took it, they came on my property against my will, what are the repercussions for them if they committ violations against me, my property or the law according to repossessions?
2006-06-23 03:23:36 · 5 answers · asked by CCB 1 in Politics & Government ➔ Law Enforcement & Police
Repos have required notification. They only have to send one and can use it anytime during the loan period. So if they sent you a notice in 2001 and they repoed in 2006 they are within their rights so carefully read the notice. It will probably have a disclaimer about damage incurred during a repo, they do this for a living, so they are sure to follow the law. But if you think you have a case it's small claims for you, hiring an atty seems like good money thrown after bad. Laws do differ state to state so you will have to do some research.
2006-06-23 03:49:17 · answer #1 · answered by -Tequila17 6 · 1⤊ 0⤋
Speaking for only California law, there is a self-service statue when it comes to repos. If the repo man can take the vehicle without the involvement of the police, then they can. If the repo man goes into a private garage, then they can be charged with trespassing (but that is up to the homeowner to sign the complaint). If the homeowner confronts the repo man before they hook the vehicle, then the repo man must stop. If they don't, they can lose their license.
If the vehicle is damaged, you can file a small claims action. (winning and actually receiving any compensation is another matter - good luck!)
2006-06-23 04:28:57 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Well if it was a repo, you have defaulted on a loan obviously. They own the vehicle until you pay for it basically. So if it's damaged, its their loss. They can legally come onto your property and take it. If you try and stop em, and it gets nasty, sometimes they'll leave and come back with a constable.
2006-06-23 03:36:29 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If you pay to get the vechile back, you could hold them responsible for the damage ( if of course you can prove they did it) but once they hook up to it, it is no longer your vechile actually.
If you don't pay to get it back, then it just gets sold.
And yes they can come on your property to get the car.
2006-06-23 12:13:38 · answer #4 · answered by Anonymous · 0⤊ 0⤋
SMALL CLAIMS COURT
2006-06-23 03:39:08 · answer #5 · answered by JULIE 7 · 0⤊ 0⤋