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2006-06-22 13:01:41 · 8 answers · asked by shane c 1 in Politics & Government Law Enforcement & Police

thank you to everyone who answered my question. that makes me feel a lot better!

2006-06-22 13:16:41 · update #1

8 answers

Arrest warrants can be issued for writing bad checks because the issuer has created a fradulent transaction. "Bad check" means a check returned for insufficient funds, stop pay, account closed, fraud, unable to locate and funds on hold. All the payday loan company has to do is contact the police with a copy of the returned check and the police can issue a warrant. No judge is needed for this because the returned check is proof that you've done the crime. The good news is most payday loan companies don't contact the police....they instead take you to court. If you show up in court and say "yeah it's my fault, but I can't pay all of it right now", the judge will put you on a repayment plan. If you don't show up however, a judgement will be placed against you and your wages WILL be garnished. My advise is to go to court and just pay the money back when you can. Garnishments look horrible on your employment history.......and you definitely don't want any warrants. Best of luck to you and great question.

2006-06-22 13:14:48 · answer #1 · answered by carpediem3000 3 · 1 0

Only a judge can sign a warrant for arrest. The payday loan can sign a complaint against you requesting arrest, but its not up to them whether its granted or not. Usually that kind of stuff is handled in small claims court.

2006-06-22 13:06:04 · answer #2 · answered by jack f 7 · 0 0

In Florida this wouldn't even be considered a bad check because the company knew that the funds were not available when you wrote the check (otherwise you wouldn't need the loan.) More than likely they'll just send the account for collections.

2006-06-22 14:41:29 · answer #3 · answered by Anonymous · 1 0

They can't, but they can file a complaint with the police who can issue a warrant.

2006-06-22 13:04:58 · answer #4 · answered by Farly the Seer 5 · 0 0

No, however they can take you to court or garnish your wages. They are like other creditors, just another debt.

2006-06-22 13:05:02 · answer #5 · answered by BbyGrl80 4 · 0 0

no way!!! it just gets put into collections, if they're are telling you that, register a complaint with the ftc

2006-06-22 16:07:33 · answer #6 · answered by fdsf s 2 · 1 0

yes its like a post dated check

2006-06-22 16:45:29 · answer #7 · answered by ? 6 · 0 1

no but they can call the cops

2006-06-25 15:15:03 · answer #8 · answered by mike g 5 · 0 1

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