collection agencys
2006-06-21 14:47:08 · 2 answers · asked by Chasidy S 1 in Business & Finance ➔ Credit
Midstate Collection Solutions
1711 S Neil St Ste 2
Champaign, IL 61820-7262
(217) 351-1888
Check out creditnet.com or creditboards.com for help. They might have some info out there on them. Couldn't find a website for them.. Good luck.
Also, know your rights when dealing with a creditor - http://www.ftc.gov/os/statutes/031224fcra.pdf
Don't talk to them on the phone! read up on the links I sent you above to send a DV to validate the debt. Don't let them scare you - know your FCRA rights!!!!!
2006-06-21 14:55:45 · answer #1 · answered by eloriarl 2 · 0⤊ 0⤋
Read this file from the FTC.
Please pay particular attention to
SECTION 605 SUBSECTION (A) in regards to how long credit bureaus can report the debt.
SECTION 611 -- how the credit bureau (not the collector) must respond if you dispute the validity of the debt.
2006-06-21 23:16:17 · answer #2 · answered by DaMan 5 · 0⤊ 0⤋