How long does it take?

Question

I filled out an online application for an aspire credit card and they approved me and said that I would recieve it shortly. How long is shortly? A week? A few days? Its just been 3 days but I was just wondering.

I am trying to build up my credit and I just bought a house and thats the only thing on my credit and this is the first credit card that I have been approved for and I am growing anxious.

I would like to get something else but their the only ones who will give me one I'm just going to keep it for about a year and then I'm getting rid of it and getting one thats better like capital one.

Answer 1

Try buying most of your stuff on ur card, pay ur bill son time they make most of ur history. and nevr go over your limit!

ths way u wil have an a+.

p.s. after about a year and so on teh company wil keep increasing ur limit if u manintain a sfae history so dont apply for one!

Answer 2

Probably one to two weeks.

Congrat's on getting approved, but:

Aspire is a very sub-prime card, loaded with fees and their customer service stinks.

(If it were me, I'd return it and tell them it's no longer wanted.)

I would suggest going to the Orchard Bank, Bank of America or HSBC sites. They have a card selector that you can do that will tell you what you may be approved for. The selector does not pull a hard inquiry. But if they recommend a card and you apply for it, they will pull a hard inq.

Keep in mind that even if they recommend a card, being approved when applying is not guaranteed.

If the only cards that you qualify for are secured, you would be better off with them than the Aspire card.

Answer 3

Usually, they will send it pretty quick (within a week). I'd cut it up when you get it if I were you though. Aspire has a LOT of hidden fees tacked onto their credit cards, and often times you will spend a lot of money just to hold that thing in your wallet.