What insurance company gives insurance to a permit driver?

Question

the california state law says, for example if i am going to football practice and i have a note from my instructor saying i am allowed to drive myself to practice and back you can and without an adult, but some insurance companies wont give permit drivers insurance

Answer 1

I think insurance covers a permit driver as long as they follow the rules of driving with a licensed driver who is covered on the insurance on the particular car u r driving. Did that make sense and I said it right?

Answer 2

Since insurance laws vary greatly between states, and I'm not licensed in California, I'll just give you a general answer, you'll have to find out what the specific restrictions and laws are in your state. If you're old enough to have a permit, regardless of your age, you should be able to get insurance through most any company. Insurance companies want you're money, and as long as you're licensed, and a permit is considered a license- just with restricted privileges, and can pay the premium you should be able to get insurance. If you're a minor, you're parents should be able to add you to thier policy, in fact, if you're under the age of 18 you're not able to obtain insurance by yourself, and insurance policy is a legal contract and you can't enter into any legal contract until the age of 18. As far as the practice, you're coach giving you a note becuase of practice will not get you out of having to have a fully licensed driver with you while you have a permit, also, you need to be careful as there are some insurance companies that, while they will insure you with a permit, the insurance is only valid as long as you're driving legally...ie having a licensed driver in the vehicle, driving during the correct times of day, etc...whatever the permit restrictions are in your state.

Answer 3

When you are a permit-ted driver, it is assumed that you are under 16 years of age. If you have a permit already and your parents added you to their policy, then that insurance company should cover you while driving with an adult. When you turned 16, on your 16th birthday, your permit becomes your official cadl, then you can drive without an adult. Triple A will not charge you being on yyour parents policy if you are under 16 y.o.. Have your parents call Triple a and inquire

Answer 4

Depending on your age and state. If a minor and living at home your parents company should.

If you are on your own you may require a SR-22 be filed with the state on your behalf.

My wife didn't have a license for a long time and when she went to get the leaners permit we had to file an an SR-22 with the state because no insurance would do it. After she got he5r license the imsurance company added her to my policy.

Answer 5

Insurance companies will not write a policy in the name of an unlicensed person, with that unlicensed person operating the vehicle. Not even Progressive. And having someone "write a note" giving you permission to drive without a licensed operator in the vehicle does not circumvent state laws to the contrary.

Answer 6

If you are still a minor, you (and your car, if you own one on your own) can be added as a rider to your parent's coverage.

I am surprised that California Law permits permit drivers to drive alone. If you are on your own for insurance, then you may be stuck until you have your license, or you can ask for the "assigned risk" rate, which is for new drivers.

Answer 7

Insurance companies will insure a blind man if he can afford the premiums. Insurance is a game of odds. the greater the on\dds you will get in an accident the higher the premium. Get ready to write a check with a lot of zeros.

Answer 8

Progressive will right a policy for any body as long as you have a pulse