I was recently pulled over and was ticketed for driving w/o insurance. Because it had lapsed, now the state wants a copy from the ins. co. stating I was covered at the time. Having no coverage is frowned upon big time so I'm not sure as to if there's a legal way out. Any help would be appreciated.
2006-06-20 10:19:02 · 8 answers · asked by charles 2 in Cars & Transportation ➔ Insurance & Registration
Here's some sound advice...don't even think about forging or back dating your insurance card. Your agent won't do it for you, as it's illegal in all 50 states. If caught doing it yourself, you are looking at fines and/or potential jail time. You can go to court and say your coverage lapsed "by mistake" and ask for leniency...(be sure to show them that you are insured again!)...that's as far as you can take it though. If the judge doesn't buy it, you'll just have to pay your fine and take your medicine. It's not the answer you seek, but it's the correct answer.
2006-06-20 11:54:15 · answer #1 · answered by answerman63 5 · 1⤊ 0⤋
Try having expired auto insurance at a very remote military checkpoint with a sentry holding an M-16 at you, and ya gotta pee real bad. (true story)... .. So long as you paid to re-new the same insurance policy you already had, and that agent mailed you the new certificate showing the new expiration date, you shouldn't need to "re-date" anything. Normally, the cop writes a ticket citing "no insurance" + fine ($400?) and tells you to prove it in court that you actually have it. You show your proof and the court lets you off with a warning or reduced fine.
2006-06-20 12:25:39 · answer #2 · answered by Mr. Wilford 3 · 0⤊ 0⤋
It is illegal to get coverage back-dated. You're screwed. You'll probably pay big $$ in fines, and get a few points on your motor vehicle record.
In the future, please drive with insurance. It's legally mandatory b/c bodily injury and property damage resulting from auto accidents become the financial burden of the victims when there is no insurance to "make things right again."
2006-06-20 14:21:03 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Trust me, there is no legal way out. If you or your insurance agent were to falsely sign that you had insurance on that date, you both could be prosecuted by the state.
You will be suspended for probably (90) days for not having insurance. Sorry!
2006-06-20 10:25:11 · answer #4 · answered by Risk_Kay 3 · 0⤊ 0⤋
No! And no insurance company worth their salt would do it for you. A trucking company in Connecticut tried to do that after having a major accident with four fatalities last year and the guy who owned the company is now in serious ****!
2006-06-27 08:35:51 · answer #5 · answered by carpathianne 5 · 0⤊ 0⤋
No, it absolutely is NOT legal to back-date your auto insurance policy. Any agent would know this and know his liability and would refuse to do it, anyway.
2006-06-26 03:05:53 · answer #6 · answered by Oblivia 5 · 0⤊ 0⤋
listen to answerman63....it is sound advise if you don't want to get thrown in jail for forgery and misleading the court system!
2006-06-26 17:21:52 · answer #7 · answered by Cali W 1 · 0⤊ 0⤋
it happened to me and alot of other people....forging it would only leadto more charges if caught.....
2006-06-20 11:47:21 · answer #8 · answered by good guy 4 · 0⤊ 0⤋