2006-06-20 04:47:50 · 14 answers · asked by UserJoe9 3 in Business & Finance ➔ Credit
It puts a small dint in it. You're allowed to see your credit report free, with no harm to you, once a year, you can go to annualcreditreport.com I think and it gives you the report from three different credit bureaus.
2006-06-20 04:51:45 · answer #1 · answered by sgrjackson1 5 · 1⤊ 0⤋
Checking your own score doesn't hurt you at all. But when somebody else does it (a credit card company you applied to, for example), it might. That will show up on your report. It might not hurt it a lot, but if there enough inquiries, it may be a red flag.
2006-06-20 04:52:35 · answer #2 · answered by Killtron 9000 1 · 0⤊ 0⤋
No. Just like your credit report itself, you are basically allowed unlimited access to your own report. Those inquiries do now show up or effect your numerical score.
What does is inquiries from other places either when you apply for credit or if current creditors do annual updates.
2006-06-20 04:52:03 · answer #3 · answered by Molly 6 · 0⤊ 0⤋
Unfortunately, yes! This is something they don't and won't tell you. Everytime or any time you or some one else checks your credit history it goes against your ability to obtain credt each time this occurs. It is very important to check your credit , but be aware of the regs regarding such. YOU have to investigate. because THEY won't inform you. Good Luck
The Guero!
2006-06-20 04:55:57 · answer #4 · answered by GLG 2 1 · 0⤊ 0⤋
For Credit and finance solutions I recommend this website where you can find all the solutions. http://finance-solution.us/index.html?src=VMQ30SMm3wrk
RE :Will my credit score be lowered if I check or inquire about it?
Follow 14 answers
2016-10-05 18:48:16 · answer #5 · answered by Anonymous · 0⤊ 0⤋
yes, but only temporarily as all enquiries decrease your score however it will go back to normal the following month unless you do something and a lender then needs to record it against you the next month like a late payment on a credit agreement.
2006-06-20 04:54:06 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Yes..and no
Depends where you are getting your report from. If you get it direct from the provider, no.
If you are getting it from a loan giving place of business yes.
When you apply for credit, they pull a "hard" inquiry. The ones that show up. If you get it from the provider it is a "soft" inquiry and doesn't show up.
2006-06-20 05:12:03 · answer #7 · answered by Anonymous · 0⤊ 0⤋
It will lower with 5 or more inquiries within a 90day period.
2006-06-20 04:51:48 · answer #8 · answered by KISMET 2 · 0⤊ 0⤋
No unless you authorize someone else such as a creditor etc.
2006-06-20 05:20:09 · answer #9 · answered by Curiousty27 2 · 0⤊ 0⤋
No...that's not a hard pull...that's a soft pull
2006-06-20 06:17:53 · answer #10 · answered by Anonymous · 0⤊ 0⤋