It got my credit report online from Experian. Why doesn't it show my credit score?
2006-06-20 03:34:19 · 11 answers · asked by Anonymous in Business & Finance ➔ Credit
Because they want you to pay to actually see what your score is. As long as you have good lines of credit, you are fine.
2006-06-20 03:37:01 · answer #1 · answered by Anonymous · 0⤊ 0⤋
The reason you don't get your score is because federal law does not require it for free. Up until 2004 you had to pay for your credit report (unless you were denied credit) until federal law mandated free reports to consumers annually.
The feds, however, are discussing guidelines for the cost of a credit score. Soon there will be a set amount you have to pay for a score. The feds are discussing amounts between $5 an $7 per score per bureau.
2006-06-20 05:33:05 · answer #2 · answered by David H 3 · 0⤊ 0⤋
Your credit report and crdit score are actually two very different things.
Your report shows your history, things like how often you apply for credit, how often you've paid late, and how much money you owe in total.
Your score is an evaluation of your creditworthiness. It is a quantification of the most important thing from your report: timlieness of payments, how long you've had credit, etc.
Because your score is computed from the information on your report, it would be a conflict if your score was on the report, and it would also make it difficult to keep up-to-date.
2006-06-20 03:45:52 · answer #3 · answered by what? 6 · 0⤊ 0⤋
There are 3 credit report agencies: equifax, transunion, and experian. Two will give you just a credit report with no score and transunion will give you your score or report. You have to request it will you apply for it. You can't get both from this company.
2006-06-20 04:29:15 · answer #4 · answered by nanaofthree 4 · 0⤊ 0⤋
You may not have enough of a history to have a score. I run into this all the time.
2006-06-20 03:38:10 · answer #5 · answered by KL 5 · 0⤊ 0⤋
Because you have to pay the $7.95 to get that part. The "Score" is not part of the "free report".
2006-06-20 03:47:01 · answer #6 · answered by educated guess 5 · 0⤊ 0⤋
You have to buy it. Go to MyFico.com. Then
put in the discount CODE: CPPSAVINGS..it will cost you $11.95 per CRA..you'll get your report & score
2006-06-20 06:21:42 · answer #7 · answered by Anonymous · 0⤊ 0⤋
some places charge extra to see that, some people dont want to even know, scary :(
2006-06-20 03:36:35 · answer #8 · answered by futurehero5200 5 · 0⤊ 0⤋
You have to pay extra !
2006-06-20 05:13:47 · answer #9 · answered by Anonymous · 0⤊ 0⤋
I think it depends
2016-08-23 00:11:18 · answer #10 · answered by Anonymous · 0⤊ 0⤋