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mines 478 im screwed

2006-06-19 12:22:21 · 5 answers · asked by wantedman 2 in Business & Finance Credit

5 answers

Dude...I'm sorry to hear that. You need to read CNN Money more often. Pay those bills on time, pay down debt and cancel the cards. Don't apply for any new credit unless it's an emergency (say, your fridge breaks and you have to buy a new one on credit). Give it a year or two.

Avg score is around 660-680. That is considered 'fair'.

2006-06-19 12:58:44 · answer #1 · answered by Anonymous · 0 0

I can tell you Fico score of everyone living in USA, so you don't need to ask anyone individually.
The average Fico score in US is 678.
You are really screwed, i wish you a good luck with Your Fico.

2006-06-19 19:24:54 · answer #2 · answered by Mohit Madaan 4 · 0 0

This is very low. Your best bet is to have a co-signer on your next loan. This will allow you to use the co-signer's score to obtain a lower loan rate and will allow you to rebuild you own score.

2006-06-19 19:31:25 · answer #3 · answered by John H 4 · 0 0

715 it dropped down after buying a house and car.

2006-06-19 23:07:50 · answer #4 · answered by ron49er2000 2 · 0 0

very bad. very bad. 500 is considered troubled. don't even think about applying for ANYTHING with that score.

2006-06-19 19:32:35 · answer #5 · answered by Thank You..Come Again 2 · 0 0

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