when you borrow someones vehicle who is responsible to have the vehilcle insured?

Question

in the state of ca

in the state of ca...what if the owner has dieddue to unrelated circumstances,and the poilicy expired?

Answer 1

Both are responsible, the owner is responsible to have it, and the driver is responsible not to drive it unless it has.

Both can be ticketed if caught.

Next someone owns it, if the person died, then who ever inherits his property is the new owner at that point.

Also once he died, you would be responsbile to return the car to the estate or the person how inherited the property, you do not have legal permission to use the car once the person who gave you that permission is dead

Answer 2

Depends on the state. In CA, insurance follow the vehicle. However, if you are an insured driver, most insurance companies cover you for liability should you be driving someone else's vehicle (a U-haul or other rental is a prime example).

Answer 3

If the owner is dead, then who is the new owner? I assume that the new owner had not put the car under their policy? The car should have a policy that goes with any driver, just as the driver should have a policy that goes with any car. No one should be borrowing another persons car without their own insurance anyway though. Not only is it dangerous, since you don't know about the cars insurance, but it is rude to assume that someone else is insuring your driving.

Answer 4

You shouldn't be driving without insurance.You should have insurance when you bowwor someone's vehicle. most if not all insurance policies covers you when you borrow someones vehicle, and they also have additiona policy coverage for rentals in case you are involved in an accident. When you drive you take the financial responsibility to C.Y.A., besides if the vehicle is not currently insured the
registration is revoked.

Answer 5

The responsibility for insurance is the operator of the vehicle. Any tagged vehicle must be insured.

Answer 6

I'm in Nevada, but my policy covers any car I drive, or anyone I let drive my truck. Ask your insurance agent to be sure.

Answer 7

the vehicle owner is responsible for insuring it.

Answer 8

i believe it is the owner, which is why anyone loaning a car should ere with caution, and why anyone "borrowing" a car without permission can be charged with stealing.

Answer 9

depends on the state

Answer 10

The policy-holding sucker is who.